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Enjoy up to RM200 Cash Back* from Citibank when you Pay Your Bills [Eg: Netflix, TNB, Telco, Astro and More] and Enrol for Auto-Billing with your New Citibank credit card!
*Terms & conditions apply, learn more here: bit.ly/CompareHeroCCPromo
Annual Fee Waiver [Campaign period: 1 Aug 2020 – 31 December 2020]
Card account next anniversary date until the following anniversary date
Spend a of minimum RM80,000 within the next 12 months starting from the next anniversary date, your annual fee will be waived in the subsequent anniversary.
Offer | Mechanics | Eligible Spend | Capping |
Cash Back on Online Groceries | RM10 Cash Back with every minimum spend of RM200 | 1. HAPPYFRESH 2. TESCO ONLINE 3. JAYA GROCER ONLINE | 8x per calendar month |
Cash Back on Dining | 10% cash back on total bill | 1. DOUBLETREE BY HILTON KL 2. DOUBLETREE BY HILTON JB 3. FOUR SEASONS KL 4. FOUR SEASONS PENANG 5. HILTON KL 6. MANDARIN ORIENTAL KL 7. RITZ CARLTON KL 8. SHANGRI-LA HOTEL KL 9. THE MAJESTIC HOTEL KL 10. THE MAJESTIC MELAKA | RM20 per transaction |
Double PremierMiles | 2x PremierMiles for every RM3.00 on selected online merchants | 1. SPOTIFY 2. NETFLIX 3. IKEA 4. HARVEY NORMAN 5. SENHENG | No cap |
CITI Premier Miles
1,500 PremierMiles = 1,000 Enrich Miles
Citi World Privileges
Exclusive discounts for Citibank customers of up to 50% in Malaysia
Exclusive discounts for Citibank customers at over 30 countries worldwide
Citi Thank You Rewards
Shop or redeem with PremierMiles
Citi Pay with Points
Offset purchase payments with PremierMiles
Citi Paylite
Affordable instalments with zero processing fees for purchases at any merchant RM50 and above
Convert purchases with ease using Citi Mobile® App.
Citi FlexiBill
Convert bills into monthly instalments
Repayment period up to 60 months
Convert bills with ease using Citi Mobile® App.
Citi Quick Cash
Upfront cash available up credit limit
Repayment period up to 60 months
No fees or documents required
| Minimum monthly income | RM 8,333 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
| Annual fee | RM 600 | Waived for first 3-years upon activation |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Rate if settling minimum payment due for 12 consecutive months. |
| Balance transfer rate (fixed) | 5.32% | 24 months Balance Transfer via Instalment |
| Annual fee |
RM 600 Waived for first 3-years upon activation |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Rate if settling minimum payment due for 12 consecutive months. |
| Balance transfer rate (fixed) |
5.32% 24 months Balance Transfer via Instalment |
You will need to provide several documents such as (varies between different banks):
For Malaysians:
Salaried Employees:
Self-employed
For Salaried Expatriates:
Terms and Conditions
For Citi Premier Miles Mastercard Terms and Conditions, click here.
For Citi Credit Cards Terms and Conditions, click here.
For Citi Credit Cards Fees and Charges, click here.
Earn Citi PremierMiles that never expires with overseas purchases and travel merchants that are available online with the Citibank Premiermiles Mastercard, as well as with home entertainment purchases. On top of that, enjoy cashback with groceries and F&B related purchases.
When you perform any transaction with your Citibank PremierMiles Mastercard in Malaysia, you’ll be able to earn Citi PremierMiles. The CitiPremierMiles Mastercard also secured several partnerships with international airlines for you to earn PremierMiles when travelling overseas.
| Category | Citi PremierMiles |
Local Transactions (including Petrol) |
With every RM3 spent, you earn 1 Citi PremierMiles |
International Transactions |
With every RM3 spent, you earn 2 Citi PremierMiles |
Online Travel Merchants (Locally) Merchants: Singapore Airlines, Cathay Pacific, Traveloka, Airbnb, Agoda, Malaysia Airlines |
With every RM3 spent, you earn 2 Citi PremierMiles |
Note: You can also redeem air miles from more than 90 airline partners. For every 1,500 PremierMiles, you are able to redeem 1,000 air miles. However, only principal cardholders are allowed to redeem them
Get free travel insurance covering up to RM300,000 for all principal and supplementary cardholders. As long as you charge your travel expenses with your Citibank PremierMiles Mastercard, you’ll be entitled to the travel insurance that includes personal accidents, which is up to RM50,000, as well as travel inconveniences, which is up to RM32,000
The best part about the Citibank PremierMiles Mastercard is that you’ll receive complimentary access for 39 Plaza Premium Lounges that are available at 19 airports in 9 countries
Every year, you’ll receive 10,000 PremierMiles during your card anniversary and once you’ve made the annual fee payment.
Note: If you spend a minimum amount of RM80,000 during the duration of 12 months from the next anniversary date, you get to have your annual fee waived for the subsequent anniversary
You don’t have to only travel to earn PremierMiles. When you perform a transaction with selected entertainment at home, you’ll be able to earn 2 PremierMiles. A few of these online entertainment merchants would be Spotify, SenHeng, IKEA, Netflix and Harvey Norman.
The Citi PremierMiles Mastercard is just overflowing with endless perks. When you perform transactions using the card, you’ll also receive cashback from selected fine dining restaurants when you dine in and order their food online. What better way to enjoy the cashback than eating a luxurious meal at a classy atmosphere or the comfort of your own home?
| Category | Cashback |
Fine Dining & Food Delivery Services Hotels: Hilton, Ritz Carlton, Mandarin Oriental, Shangri-La, Four Seasons, Majestic |
Up to 10% with a maximum cap of RM20 for every transaction |
Online Grocery Stores Merchants: Tesco Online, HappyFresh, Jaya Grocer Online |
RM10 up to 8x with a minimum spend of RM200 |
Can't find what you're looking for? Read our article to find out the Best Citibank Credit Cards in Malaysia.
Have a hassle-free application process by applying with us online at CompareHero. If you have other inquiries, you can contact our friendly customer service at +6012-385 0211.
To be eligible for the Citi PremierMiles card, you have to be at least 21 years old when applying for the principal card. However, if you are below 21 years old, you can opt for the supplementary card, provided you are at least 18 years old.
The minimum income requirement is RM99,996 annually or RM8,333.00 monthly.
Yes, there is an annual fee of RM600 but if you are a new principal cardholder, the first 3 years will be waived. There is no annual fee for supplementary cardholders.
Note: If you spend a minimum amount of RM80,000 during the duration of 12 months from the next anniversary date, you get to have your annual fee waived for the subsequent anniversary.
Other than annual fees, there is a Sales and Services Tax (SST) charge of RM25 for both principal and supplementary cards. This will be charged once the card is activated and during the anniversary date. There’s a late fee charge of RM10 or 1% of the outstanding balance (a maximum of RM100). If you pay consistently for 12 months, you are entitled to the interest rate of 15%. For cash withdrawal fee, you will be charged RM20 or 5% of the amount that you withdraw.
This card is suitable for frequent travellers as well as those that love to go for fine-dining, grocery shopping and enjoy food deliveries.
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