HSBC
HSBC Amanah MPower Visa Platinum Credit Card-i

HSBC Amanah MPower Visa Platinum Credit Card-i

RM 3,000

Minimum monthly income

RM 240

Annual fee

15%

Interest rate p.a

6.96%

Balance transfer

Special Offers

#ClockYourGoals with a FREE Realme Smart Watch Black

CCSP2010HS.jpg

*Terms & conditions apply, learn more here: bit.ly/CompareHeroCCPromo

Product details

Benefits

Auto Balance Conversion

Automatically converts outstanding statement balances into a 36 months instalment plan

Lower management fee at 13% p.a.

No processing fee

No early termination

Cash Advance

Flexibility for emergencies use or when credit card-i payment is not acceptable

No documents required

24 hours Instant cash withdrawal from any ATMs worldwide

Balance Transfer

Consolidate credit card outstanding balances

Enjoy 3% upfront management fee with 0% fee for the next 5 months

Flexibility of making a minimum monthly payment on total outstanding balance


Cash Instalment Plan

Convert available credit limit into cash

Low management fees at 8.88% flat p.a.

Monthly payment up to 60 months

Hassle free with easy application process

Example of immediate needs: education, healthcare, vacation, wedding, renovation & furnishing

SecurePay

Secure transaction when making online purchases

Securepay One Time Password will be sent via sms for each online purchase.

Pin and Pay

For improved financial security and prevent credit card fraud

6-digit Personal Identification Number (PIN) will be use for all credit card payments at point of sale terminals in Malaysia.

New credit cards have the contactless Paywave feature, allows fast, easy and convenient way to pay

Safe purchase with just a tap for everyday purchases

Email statements

Timely delivery of statement in a secure and private manner

No lost or misplaced statements

No more physical filing

HSBC Go Green Initiative - advocating paperless environment, reducing global carbon footprint

Balance Conversion

Automatically converts outstanding statement balances into a 36 months instalment plan

Lower management fee at 13% p.a.

Instant Approval

No processing fee

No early termination

Features
Good for Cashback & Islamic
8% Cashback for Petrol & Groceries spend
8% Cashback for eWallet spend (GrabPay, SamsungPay, FavePay and Touch and Go)
0.2% Cashback for Other spend
Exclusive deals and special VIP treatments while enjoying great savings at more than 6,500 shopping outlets nationwide
Eligibility
Minimum monthly incomeRM 3,000
Minimum age:
Cardholder21
Supplementary Cardholder18
Fees & Charges
Annual fee RM 240
Annual fee waiver Yes
Late payment fee RM 10/1%
A minimum of RM10 or 1% of the outstanding balance, whichever is higher up to a maximum of RM100.
Interest rate 15%
Cardmembers who promptly settle their min payment due for 12 consecutive months.
Balance transfer rate 6.96%
12 months Balance Transfer period
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employees (Malaysian):

Multinational / Public listed Companies/Government/Semi Government office

  • Photocopy of MyKad (both sides)
  • Recent utility bill if the address on MyKad is different from your residential address
  • Latest month salary slip or letter of confirmation from employer if employed less than 3 months OR
  • Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement

Other Companies

  • Photocopy of MyKad (both sides)
  • Recent utility bill if the address on MyKad is different from your residential address
  • Latest month salary slip OR bank statement showing latest 3 months salary credit AND
  • Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement

Self Employed (Malaysian):

  • Photocopy of MyKad (both sides)
  • Recent utility bill if the address on MyKad is different from your residential address
  • Photocopy of Business Registration Form (established minimum 2 years)
  • Latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement ) OR
  • Latest 6 months bank statements

Expatriate:

  • Copy of passport showing personal details and work permit (must be valid for at least one year)
  • Latest month salary slip
  • Letter of confirmation from employer stating position, remuneration and duration of employment
  • Minimum RM10K per month AND working for Multinational/Public listed companies/government/semi-government/HSBC corporate lending employers only

HSBC Amanah MPower Visa Platinum Credit Card-i
HSBC Amanah MPower Visa Platinum Credit Card-i
Apply now