
Petronas Maybank Visa Gold

Government Bodies / JomPAY / FPX | NO TreatsPoints |
Education Institutions | 1x Point |
Insurance Providers | 1x Point |
Utilities | 1x Point |
0% EzyPay | 1x Point |
E-Wallet Reloads | NO TreatsPoints |
Minimum monthly income | RM 2,500 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 0 | Free for life |
Annual fee waiver | Yes | Free for life |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Annual fee |
RM 0 Free for life |
Annual fee waiver |
Yes Free for life |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
Interest rate |
15% Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
Self Employed:
Expatriate:
Do you happen to be on the road most of the days during the week? If you frequently travel back and forth nationwide, we highly recommend you take advantage of the PETRONAS Maybank Visa Credit Card, created in conjunction with a collaboration between PETRONAS and Maybank to bring more value for their loyal customers.
Who doesn’t love to be rewarded for every time you spend? When you make purchases at retail stores, restaurants or any entertainment outlets, for every RM1, receive 1 TreatsPoint. However, if you spend on groceries during the weekends, you get to receive as high as 8x TreatsPoints! Those regular grocery trips during the weekends are even more worth it now with the PETRONAS Maybank Visa.
Of course, this credit card isn’t called a PETRONAS credit card without the perks of fueling petrol at their service stations. During the weekdays, you can receive up to 5x TreatsPoints when you pay using your PETRONAS Maybank Visa, while on weekends you get up to 8x TreatsPoints. If your petrol consumption is pretty high no matter what day it is during the week, then you’ll be able to collect enough TreatsPoints to be entitled on receiving complimentary benefits.
You might be worried if there’s an expiry date for all the accumulated points you’ve collected over the years. Fortunately, these points never expire - so you can continue to save your points in order to reach the right amount to redeem rewards, including flight tickets, petrol as well as other products such as travel accessories and home appliances.
With the PETRONAS Maybank Visa credit card, you’ll get to reap the benefits that are totally free. What do we mean by free? Well, if you collect enough Maybank TreatsPoints, you can convert them and redeem free petrol! Other than that, you’ll also receive complimentary flights when you make transactions using your Maybank PETRONAS credit card. Another freebie you’ll enjoy is the annual fees - you won’t be charged at all!
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
Apply directly on our website to receive your PETRONAS Maybank Visa Card. In a few simple steps, you can apply online by filling in all your details. Then, we will process it for you immediately.
To be eligible for the PETRONAS Maybank Visa, the minimum annual income requirement is RM2,500 or RM30,000. The minimum age requirement is 21 years old if you are planning to apply for the principal card. If you are at least 18 years old, you can apply for the supplementary card.
Thankfully, there are absolutely no annual fees for both the principal and supplementary PETRONAS Maybank Visa card! There are no terms and conditions imposed as well in order for cardholders to be entitled to the zero annual fees.
There are no annual fees, but they are other charges such as a late payment fee and cash advance fee. Late payment fees only apply if you have any unpaid balance. For cash advance fees, it will be 5% from the total cash advance amount with an 18% interest charge imposed annually.
If you’re a working adult working from 9-5 Monday to Friday, then you probably only have time for groceries during the weekends, which makes the PETRONAS Maybank Visa suitable for you to be rewarded while you spend your money away. Plus, no matter you refuel your petrol during the weekdays or weekends, you are entitled to receive some rewards too. A great perk if you happen to be travelling across the country regularly while you’re working or simply for leisure.