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Maybank
Petronas Maybank Visa Gold

Petronas Maybank Visa Gold

RM 2,500

Minimum monthly income

RM 0

Annual fee
Free for life

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Product details

Benefits
  • - Lifetime waiver of annual fees with no conditions attached
  • - Built-in Visa Wave: Pay by waving your card at participating merchant outlets with the Visa Wave logo
  • - Global acceptance and instant cash with 810,000 Visa and Plus ATMs worldwide, and affiliate banks in over 150 countries
  • - Discounted rates and earn TreatsPoints to redeem free air travel with Malaysia Airlines - Enrich, Singapore Airlines or any airlines of your choice


Government Bodies / JomPAY / FPX NO TreatsPoints
Education Institutions 1x Point
Insurance Providers 1x Point
Utilities 1x Point
0% EzyPay 1x Point
E-Wallet Reloads NO TreatsPoints


Features
Good for Rewards/Offers, Travel & No Annual Payments
8X TreatsPoints for every RM1 on weekend spending at Petronas
8X TreatsPoints for every RM1 on weekend grocery spending
5X TreatsPoints for every RM1 on weekday spending at Petronas
1X TreatsPoint for every RM1 on utility, education, insurance and 0% EzyPay
Collect TreatsPoints and use them to redeem PETRONAS petrol vouchers and air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
ZERO Annual Fees for life
Eligibility
Minimum monthly income RM 2,500
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 0
Free for life
Annual fee waiver Yes
Free for life
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a.
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employee:

  • Copy of NRIC (both sides) or Passport
  • Latest BE Form with official tax receipt
  • Latest 3 months' salary slip or Latest EPF Statement

Self Employed:

  • Copies of Business Registration
  • Latest 6 months' Bank Statement

Expatriate:

  • Letter from employer confirming duration of employment contract in Malaysia

Product review by CompareHero.my

Do you happen to be on the road most of the days during the week? If you frequently travel back and forth nationwide, we highly recommend you take advantage of the PETRONAS Maybank Visa Credit Card, created in conjunction with a collaboration between PETRONAS and Maybank to bring more value for their loyal customers.


Earn Maybank TreatsPoints with the PETRONAS Maybank Visa

Who doesn’t love to be rewarded for every time you spend? When you make purchases at retail stores, restaurants or any entertainment outlets, for every RM1, receive 1 TreatsPoint. However, if you spend on groceries during the weekends, you get to receive as high as 8x TreatsPoints! Those regular grocery trips during the weekends are even more worth it now with the PETRONAS Maybank Visa.

Of course, this credit card isn’t called a PETRONAS credit card without the perks of fueling petrol at their service stations. During the weekdays, you can receive up to 5x TreatsPoints when you pay using your PETRONAS Maybank Visa, while on weekends you get up to 8x TreatsPoints. If your petrol consumption is pretty high no matter what day it is during the week, then you’ll be able to collect enough TreatsPoints to be entitled on receiving complimentary benefits.

You might be worried if there’s an expiry date for all the accumulated points you’ve collected over the years. Fortunately, these points never expire - so you can continue to save your points in order to reach the right amount to redeem rewards, including flight tickets, petrol as well as other products such as travel accessories and home appliances.


Indulge in the free benefits

With the PETRONAS Maybank Visa credit card, you’ll get to reap the benefits that are totally free. What do we mean by free? Well, if you collect enough Maybank TreatsPoints, you can convert them and redeem free petrol! Other than that, you’ll also receive complimentary flights when you make transactions using your Maybank PETRONAS credit card. Another freebie you’ll enjoy is the annual fees - you won’t be charged at all!

Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.

FAQs

Apply directly on our website to receive your PETRONAS Maybank Visa Card. In a few simple steps, you can apply online by filling in all your details. Then, we will process it for you immediately.

To be eligible for the PETRONAS Maybank Visa, the minimum annual income requirement is RM2,500 or RM30,000. The minimum age requirement is 21 years old if you are planning to apply for the principal card. If you are at least 18 years old, you can apply for the supplementary card. 

Thankfully, there are absolutely no annual fees for both the principal and supplementary PETRONAS Maybank Visa card! There are no terms and conditions imposed as well in order for cardholders to be entitled to the zero annual fees.

There are no annual fees, but they are other charges such as a late payment fee and cash advance fee. Late payment fees only apply if you have any unpaid balance. For cash advance fees, it will be 5% from the total cash advance amount with an 18% interest charge imposed annually.  

  • - 8x TreatsPoints for transactions made at PETRONAS service stations and grocery stores during the weekends
  • - 5x TreatsPoints for transactions made at PETRONAS service stations during the weekdays
  • - 1x TreatsPoint for transactions made under the categories of shopping, entertainment outlet and dining
  • - Redeem free air flight tickets (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles) and petrol 
  • - No annual fee for a lifetime

If you’re a working adult working from 9-5 Monday to Friday, then you probably only have time for groceries during the weekends, which makes the PETRONAS Maybank Visa suitable for you to be rewarded while you spend your money away. Plus, no matter you refuel your petrol during the weekdays or weekends, you are entitled to receive some rewards too. A great perk if you happen to be travelling across the country regularly while you’re working or simply for leisure. 

Petronas Maybank Visa Gold
Petronas Maybank Visa Gold
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