No messages to display, you can click continue or back.
Public Bank
Public Bank Visa Signature Credit Card

Public Bank Visa Signature Credit Card

RM 6,667

Minimum monthly income

RM 388

Annual fee
Free for first year, and waived with minimum 12 swipes over the preceding 12 months

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Special Offers

Get Xiaomi Redmi Watch 5 Active Guaranteed when you apply, activate, and spend with Public Bank Credit Card via CompareHero today.

PBBK2412W21.png

Terms and Conditions Apply

Product details

Features
Good for Cashback, Rewards/Offers & Travel
3% Cashback for Groceries, Dining & Online spend
10X Green Points for every RM1 spend on selected Green Category transactions
3X VIP Points for every RM1 spend on overseas retail transactions
1X VIP Point for every RM1 spend on other local retail transactions
2X access to Plaza Premium Lounges in Malaysia
Up to RM500,000 travel insurance
Eligibility
Minimum monthly income RM 6,667
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 388
Annual fee waiver Yes
Free for first year, and waived with minimum 12 swipes over the preceding 12 months
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
Zero interest with one-time upfront handling fees of 1%, 2.5%, 4.5%, 6.5% and 9.5% for 6-month, 12-month, 24-month, 36-month and 48-month repayment period respectively. Minimum transfer amount is RM1,000
Document required to apply

You will need to provide several documents such as (varies between different banks):

Employed:

  • Latest month salary slip
  • Latest EA statement
  • EPF statement
  • Employment letter/confirmation letter


Variable income:
Latest 6 months of the following

  • Overtime as reflected on the Payslips
  • Commissions Statements
  • Fee Statements


Latest 3 years of the following

  • Dividend Statements
  • Interest Statements


Other income:

  • Tenancy Agreements
  • Pension Statements
  • Annuities Statements


Overseas income:

  • 3 Months Payslips
  • Latest 2 years Notice of Assessment/Form IR8A/Form IR8E (for Singapore only)
  • Salary Deposits Account (reflecting the latest minimum 3 months of salary crediting - for Brunei only)
  • Employment Letter


Self-employed:

  • Latest 1 year Tax Returns/Receipts
  • Latest 6 months company CASA statement (for company directors)


Note:
Any additional income documents may be required at the absolute discretion of the Bank.

Click here to read the Public Bank Visa Signature Credit Card Terms and Conditions.
Click here to read the Public Bank Visa Signature Credit Card Product Disclosure Sheet.

Public Bank Visa Signature Credit Card
Public Bank Visa Signature Credit Card
Apply Now