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打油要省更多钱?看看这6张信用卡吧

CompareHero.my Team

CompareHero.my Team

Last updated 29 August, 2019

每个星期油价变动时,相信大家都会在第一时间锁定,就可以争取时间打比较便宜的油。然而,这也要视乎油价的变动而定,如果大家要在打油时省更多钱的话,那就一定要有最好的信用卡啦!为什么呢?

因为方便!市场上一些的信用卡有现金回扣,尤其是汽油消费,有些甚至还会提供不一样的优惠。今天,小编就要为大家介绍这几张信用卡来省钱啦。

打油最好的信用卡

1. Standard Chartered JUST One Platinum Card

Print Get more than RM1,000 cashback a year. cta-apply-now

有了这张Standard Chartered卡,每个月打油要省上RM10到RM50更本不是问题啦。不过有具备条件,要符合这些条件才可以享有现金回扣哦。

Minimum Retail Spend To Qualify For Cashback

Cashback

Minimum Retail Spend

Cashback Cap

RM500

2%

RM500

RM10

RM800

3%

RM833

RM25

RM1,500

5%

RM1,000

RM50

年费:RM250

月薪条件: RM2,000

看看一下这个图表吧:

2. HSBC Amanah MPower Platinum Visa Credit Card-i

hsbcamanahmpowerplatinumivisa 8% Cashback for Petrol & Groceries spend cta-apply-now

这张HSBC信用卡和Standard Chartered相似,除了可以让你在汽油消费享受现金回扣,其他购物消费也可以享有同样的回扣。 除此之外,你也可以在HSBC旗下的合作伙伴店面想有特别优惠 (Smart Privileges) 例如:Zalora,Watch Shoppe,还有Sunway Lagoon哦!

Cashback Category

Cashback Rate

Monthly Cap

Spend

Petrol and Groceries

2%

RM50

RM2,000 or less monthly

Petrol and Groceries

8%

RM50

RM2,000 or above monthly

Local spending

0.2%

Uncapped

No minimum spending amount needed

年费:RM240

月薪条件: RM3,000

3. Shell-Citi Gold Credit Card

citishellvisa 8% Shell Cashback for RM2,500 min. monthly spend cta-apply-now

Citibank向来都是有很多特别优惠提供给顾客,如果想在汽油消费省更多钱,又想享受不同的特别优惠,那就咬要看看这张卡啦。如果你根据一些消费条件的话,可以享有最高8%的现金回扣:

Tier

Monthly Total Spending (RM) (Dining, travelling, bills, groceries)

Rebate on Shell Fuel Spending

Max. Monthly Shell Fuel Spending Eligible For Rebates (RM)

1*

300 – 999

4.0%

250
2**

1000 – 2499

6.0%

500

3***

Above 2500

8.0%

800

*     Monthly cap of RM10

**   Monthly cap of RM30

*** Monthly cap of RM64

年费:RM206.70 (在信用卡批准后60天刷上三次的话,可以免第一年的年费)

月薪条件: RM2,000

4. Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i

maybankislamicpetronasikhwangoldivisa-1 5% Cashback for Petrol & Groceries spend cta-apply-now

这张免年费的Maybank信用卡 (Maybank Credit Cards)最适合年轻人,唯一不同的是这张卡没有提供现金回扣而是以积分方式来回馈顾客。Maybank TreatsPoint除了可以让你换汽油现金卷外,还有许多不一样的礼品让你选择:Tesco,Jusco,电器,AirAsia BIG Points等。

周末消费可以获得8x TreatsPoints

走日消费则可以获得5x TreatsPoints

月薪条件: RM2,500

大家如果要知道最新的油价,每个星期三可以守住这个网站哦!

5. AmBank CARZ Platinum Credit Card

ambankcarzplatinummastercard 5% Cashback for Petrol spend cta-apply-now

这个AmBank信用卡除了提供现金回扣,还可以存Carz Points来换取有关汽车的特别优惠券。 现金回扣率最高可以达3%,而每个月最多可以回扣RM20。

月薪条件: RM2,500

年费:无

6. CIMB Petronas Mastercard

cimbislamicpetronasmastercard 7% Petronas Cashback for min. statement balance of RM3,000 cta-apply-now

用这张信用卡最高可以获得7%的现金回扣,看一下图表来了解更多:

  • 7% cash rebate with a statement balance of RM3,000 and above
  • 3% cash rebate with a statement balance of RM3,000 and below
  • 2% cash rebate on other retail spend

月薪条件: RM2,000

年费:无

想要知道更多关于信用卡和省钱的资讯吗?那就要留守我们的网页咯。

CompareHero.my是一个帮你比较市场上最好的信用卡,个人贷款以及宽带计划的平台。除此之外,我们也提供一些实用的个人财务以及经济文章来帮助读者更了解市场上的动态。欲知更多详情,可以参观我们的网站:www.comparehero.my

The CompareHero.my team is comprised of many talented individuals, sharing their knowledge, experiences and research to help others make better financial decisions.