Personal Loan


RM 5,000 - RM 150,000

Loan amount

24 - 60

Monthly loan tenure

5.33 %

Annual interest rate

Calculate your monthly repayment

RM

Your monthly repayment:

Limited time promotion

Get extra cash with Citi Personal Loans with 5.33% p.a. flat interest rate now. ✔ Minimum RM25,000 Loan Amount. ✔ No processing fee. ✔ No collateral / guarantor required. ✔ Loan repayment tenure (24 – 60 months).
Free Gift: Enjoy Flat Interest Rate As Low As 5.33% p.a.
Personal Loan

Product details

Features
Can borrow up to 10x of your monthly gross income
Flat interest Rate from as low as 5.33%p.a
No Collateral or Guarantor Required
Minimum loan amount RM 5,000
Maximum loan amount RM 150,000
Minimum duration of the loan 24
Maximum duration of the loan 60
Eligibility
Minimum Age 21
Maximum Age 60
Only Local Resident Applicable to Malaysian & Permanent Resident only.
Minimum Monthly Income 4,000
Employment Type Applicable to Salaried Earner (Private Sector and GLC) and Self Employed
Other Applicants with bad payment/CTOS Record are not eligble to apply
Fees & Charges
Late payment Fee 1 %
Early payment Fee 3 %
Stamp duty 0.5 %
Document required to apply

For Malaysians:

Salaried Employees:

  • Latest EPF statement
  • Latest 2 months salary slip

Self-employed

  • Latest Form B/BE with tax receipt
  • 6 months company bank statement, and Suruhanjaya Syarikat Malaysia validity of 60 days

Loan repayment table

(RM)
Loan amount
(RM) Monthly repayment
24 36 48 60
5,000 231 161 126 106
10,000 461 322 253 211
15,000 692 483 379 317
20,000 922 644 506 422
25,000 1,153 805 632 528
30,000 1,383 967 758 633
35,000 1,614 1,128 885 739
40,000 1,844 1,289 1,011 844
45,000 2,075 1,450 1,137 950
50,000 2,305 1,611 1,264 1,055
55,000 2,536 1,772 1,390 1,161
60,000 2,767 1,933 1,517 1,267
65,000 2,997 2,094 1,643 1,372
70,000 3,228 2,255 1,769 1,478
75,000 3,458 2,416 1,896 1,583
80,000 3,689 2,578 2,022 1,689
85,000 3,919 2,739 2,148 1,794
90,000 4,150 2,900 2,275 1,900
95,000 4,380 3,061 2,401 2,005
100,000 4,611 3,222 2,528 2,111
105,000 4,841 3,383 2,654 2,216
110,000 5,072 3,544 2,780 2,322
115,000 5,302 3,705 2,907 2,427
120,000 5,533 3,866 3,033 2,533
125,000 5,764 4,027 3,159 2,639
130,000 5,994 4,189 3,286 2,744
135,000 6,225 4,350 3,412 2,850
140,000 6,455 4,511 3,539 2,955
145,000 6,686 4,672 3,665 3,061
150,000 6,916 4,833 3,791 3,166
(RM)
(RM) Monthly repayment
Loan amount 24 36 48 60
5,000 231 161 126 106
10,000 461 322 253 211
15,000 692 483 379 317
20,000 922 644 506 422
25,000 1,153 805 632 528
30,000 1,383 967 758 633
35,000 1,614 1,128 885 739
40,000 1,844 1,289 1,011 844
45,000 2,075 1,450 1,137 950
50,000 2,305 1,611 1,264 1,055
55,000 2,536 1,772 1,390 1,161
60,000 2,767 1,933 1,517 1,267
65,000 2,997 2,094 1,643 1,372
70,000 3,228 2,255 1,769 1,478
75,000 3,458 2,416 1,896 1,583
80,000 3,689 2,578 2,022 1,689
85,000 3,919 2,739 2,148 1,794
90,000 4,150 2,900 2,275 1,900
95,000 4,380 3,061 2,401 2,005
100,000 4,611 3,222 2,528 2,111
105,000 4,841 3,383 2,654 2,216
110,000 5,072 3,544 2,780 2,322
115,000 5,302 3,705 2,907 2,427
120,000 5,533 3,866 3,033 2,533
125,000 5,764 4,027 3,159 2,639
130,000 5,994 4,189 3,286 2,744
135,000 6,225 4,350 3,412 2,850
140,000 6,455 4,511 3,539 2,955
145,000 6,686 4,672 3,665 3,061
150,000 6,916 4,833 3,791 3,166
Personal Loan
Personal Loan
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