Generali Malaysia Travel Insurance

What travel insurance plans does Generali Malaysia offer?

Generali Malaysia provides only one travel insurance plan - their signature SmartTraveller plan which is then further categorized as below:

Available for individuals and families, the main features of this plan start from trip inconveniences such as travel or baggage delay right up to emergency medical expenses. 

This will also depend on what plan you opt for.

Do note that the SmartTraveller Easy plan is only available to be purchased over the counter.

Areas of coverage

Not all insurance companies provide coverage for the same countries. Generali Malaysia separates its covered countries into 3 areas:

Area 1: Australia, Brunei, Cambodia, China (excluding Mongolia, Nepal & Tibet), Hong Kong, Macau, India, Indonesia, Japan, South Korea, Laos, Myanmar (Burma), New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and Vietnam.

Area 2: All countries worldwide EXCLUDING USA, Canada, Iran, Syria, Belarus, Cuba, Democratic Republic of Congo, North Korea, Somalia, Sudan, South Sudan, Crimea (including Sevastopol), Russia, Ukraine, Zimbabwe, and Malaysia.

Area 3: All countries worldwide EXCLUDING Iran, Syria, Belarus, Cuba, the Democratic Republic of Congo, North Korea, Somalia, Sudan, South Sudan, Crimea (including Sevastopol), Russia, Ukraine, Zimbabwe, and Malaysia.

Features and available coverage

To enjoy the most comprehensive coverage available, SafeTraveller’s Gold and Platinum Annual Plans are hard to beat. For a quick travel insurance plan which covers just the basics on the other hand - SafeTraveller Easy might be your best bet.

Single Trip Travel Insurance Coverage

Annual Travel Insurance

Exclusions
As with most other insurance companies, Generali Malaysia does not provide coverage for general exclusions such as losses arising from pre-existing medical conditions, suicide, or self-harm as well as alcohol and drugs. Other exclusions include losses arising from:

• Air travel other than a fare-paying passenger (such as a flight attendant)
• Extreme activities such as racing, mountaineering, rock climbing, hiking without a licensed guide, and any airborne activity such as parachuting and skydiving. 
• Sports or games where you would receive income or remuneration from
  
  

Single Trip Premiums (Classic Plan)

Single Trip Premiums (VIP Plan)

Annual Plan Premiums

Eligibility
Who is eligible to apply?
You are eligible to apply if you qualify as any of the below. For the annual travel insurance, individuals who are not eligible include students studying overseas and employees under overseas secondment.

• Malaysian

• Permanent resident

• Holder of employment pass or work permit

• Dependent pass holders
  
  

What are the age requirements?

• Individual: Between 18 - 69 years old

• Child under the Family plan: Between 30 days - 18 years old, or up to 23 years old if studying full-time in a recognized institution of higher learning

Fees and charges
Generali Malaysia imposes a stamp duty of RM10 for all premiums under their travel insurance plans.

FAQ
Is there a maximum period of cover?
For single-trip travel insurance, the maximum coverage period is 190 days. For annual travel insurance, the maximum coverage period is 95 days per trip, with an unlimited number of trips within the period of insurance stated in the Certificate of Insurance.

Are there any special coverages?
If you’re looking for special coverage for terrorism, scuba diving, winter sports and natural disasters, you’re in luck as Generali Malaysia does provide them at an extra premium.