
AEON Member Plus (AMP) Mastercard Classic Credit Card
Every ringgit at AEON earns you points, and every 20th and 28th gets you 5% cashback. Plus, this AMP Mastercard Classic card gets you free parking!
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- A copy of your valid work permit (if any)
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year, and waived when you swipe at least 12 times a year for the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Every 20th and 28th is AEON Thank You Member Day, and that's when your spending at AEON and AEON BiG earns 5% cashback (up to RM100 a month). The cashback shows up in the following month's statement.
Spend at AEON Stores and AEON BiG on any day other than the 20th or 28th, and you'll collect 2X AEON Points for every RM2. Your membership adds another 1X point per RM1 across AEON's retail brands, and everything else you buy still earns 1X points for every RM4. Cash them out whenever you like, at 200 points = RM1. The usual exclusions apply, though, so petrol, utility bills, government payments and service fees won't count toward points.
Split your purchases into zero-interest instalments at participating merchants with the AEON Cards 0% Instalment Payment Plan, with tenures up to 36 months. Shopping somewhere else? The AEON Cards Flexi Payment Plan lets you convert purchases up to 18 months, with interest as low as 2.5%.
Move the outstanding balance from another bank's credit card to your AEON card and pay it off at a lower interest rate, from as low as 3%, over a longer tenure of up to 36 months.