
AEON Member Plus (AMP) Mastercard Gold Credit Card
Get 8% cashback on AEON Thank You Days and 5% back on dining, plus AEON Points on every transaction. Lounge access and travel insurance included.
Eligibility
Minimum Monthly Income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year, and waived with a minimum of 12 transactions per year in the subsequent years. Otherwise, RM95 for Principal Card and RM60 for Supplementary Card
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
8% cashback on AEON and AEON BiG Thank You Day (on the 20th and 28th of every month), capped at RM100 per month and 5% cashback on dining transactions, capped at RM25 per month.
3X AEON Points for every RM2 spent overseas using foreign currencies, 2X AEON Points for every RM2 spent at AEON BiG Hypermarkets and AEON Store every day (except the 20th and 28th every month) and 1X AEON Points for every RM4 on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions). Redeem gifts, vouchers or convert the accumulated AEON Points into cash at a conversion rate of 200 AEON Points = RM1.
3X complimentary access per year to Plaza Premium Lounge in Malaysia (subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before or after the lounge access date) and complimentary travel insurance coverage worth up to RM200,000.
Enjoy zero-interest instalment and tenures up to 36 months at participating merchants with AEON 0% Instalment Payment Plan. AEON Flexi Payment Plan offers as low as 2.5% one-time upfront fees over 6, 12 or 18 months of instalment plan with selected merchants.