AEON The Japan Club of Kuala Lumpur Visa
Made for JCKL members, this AEON card gives you 8% cashback on the 20th and 28th for your AEON shopping, free airport lounge visits, plus travel insurance.
Eligibility
Minimum Monthly Income
RM 4,000 (RM 48,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Japanese Association of KL
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- A copy of your valid work permit (if any)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free without conditions
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Shop at AEON Stores and AEON BiG on the 20th and 28th every month (AEON Thank You Day) and earn 8% cashback on what you spend.
Every retail purchase earns you 1X AEON Point for every RM1 spent. Stack them up to redeem gifts and vouchers, or cash them out at 200 points = RM1.
Get 6X complimentary Plaza Premium Lounge visits in Malaysia per year, plus travel insurance covering up to RM1,000,000 for air travel accidents and RM500 for flight delays.
Split your purchases into zero-interest instalments at participating merchants with the AEON Cards 0% Instalment Payment Plan, with tenures up to 36 months. Shopping somewhere else? The AEON Cards Flexi Payment Plan lets you convert purchases up to 18 months, with interest as low as 2.5%.
Move the outstanding balance from another bank's credit card to your AEON card and pay it off at a lower interest rate, from as low as 3%, over a longer tenure of up to 36 months.