AFFIN BHPetrol MasterCard
Up to 10% cashback at BHPetrol on weekends, 2% on weekdays, capped at RM50.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- Latest EPF statement
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Waived for the first year and when you spend RM24,000 per year or swipe minimum 12 times in a year for subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn up to 10% cashback at BHPetrol on weekends with a previous balance of RM3,000 and above, or 5% if below RM3,000, and 2% on weekdays. All cash rebates are capped at RM50 per month.
Earn 1X AFFIN Rewards Point for other retail transactions. Redeem AFFIN Rewards Points for flights by converting to Enrich Points, AirAsia BIG Points or Batik Air Club Points.
Get up to 10% cashback at BHPetrol on weekends for card accounts with a previous balance of RM3,000 and above, 5% for below RM3,000, and 2% on weekdays, capped at RM50 per month.
Terms and Conditions
Product review by CompareHero
Love getting rewarded for your retail purchases? Do you regularly refuel your car petrol tanks at BHPetrol stations? The AFFINBANK BHPetrol ‘Touch & Fuel’ Mastercard Contactless would be your go-to credit card!
Receive up to 10% cashback when you swipe your card at BHPetrol Stations
Yes - you read that right! For all the times you pump petrol at any BHPetrol stations, you’ll receive 2% cashback on weekdays and 10% cashback on the weekends, capped at RM50 every month. This makes it easier for you if weekends are the only days you’re free to pump petrol too.
Earn AFFIN rewards
Aside from cashback, you’ll also be rewarded with AFFIN rewards! You’ll gain 1x AFFIN Rewards Point for each RM1 retail transaction you have spent with the AFFINBANK BHPetrol ‘Touch & Fuel’ Mastercard Contactless in which you can redeem cool prizes, vouchers and many more! Browse through their catalogue to find something that suits you, everything listed on there can be redeemed through your accumulated AFFIN Rewards Point!
AFFIN Credit Shield - offering security for you
Worried about your family members or loved ones having to pay for your credit card debts? Every cardholder will be entitled to the AFFIN Credit Shield, an insurance protection plan that pays all your outstanding credit card bills for cases where something bad happens to you. The life plan insurance covers up to RM300,000 for Death and Total Permanent & Disability.
Easy Installment Plans (EiPlan) for easy payments
Got your eye on something really great - but unable to make a payment on the spot? If it’s a huge sum, it can be overwhelming to pay it all at one go - that’s where the Easy Installment Plan (EiPlan) comes in! Convert your large purchases into monthly installments of 6 months up to 36 months, each consisting of different minimum purchase amounts. The best part? No interest rate will be charged! However, there is an upfront fee - but you’re only required to pay it once.