AFFIN DUO Visa Cash Back
Get 3% cashback on e-commerce, eWallet reloads, and auto-billing, up to RM50 a month, with no annual fee for the first 3 years.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first 3 years, and waived when you swipe minimum 12 times on retail transactions yearly on the subsequent years
Late Payment Fee
RM - or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn 3% cashback on e-commerce, eWallet reloads, and auto-billing. Your monthly cap depends on your previous statement balance: RM3,000 or more earns up to RM50, and below that earns up to RM30. Either way, eWallet cashback tops out at RM30 a month.
Got a big purchase coming up? The AFFIN 0% Easy Payment Plan (EPP) lets you split your spend at participating merchants into interest-free instalments, with flexible terms and no extra charges.
Take control of your credit card debt with the AFFIN Bank Balance Transfer Instalment Plan (BTiP). Transfer your balance from other banks and enjoy a one-time rate from as low as 2%, with repayment of up to 36 months.