AFFIN Mastercard Basic-i
Enjoy a lifetime annual fee waiver on this standard Islamic card, with a portion of every retail purchase going to charity.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Compensation
RM - or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
Got a big purchase coming up? The AFFIN 0% Easy Payment Plan (EPP) lets you split your spend at participating merchants into interest-free instalments, with flexible terms and no extra charges.
Take control of your credit card debt with the AFFIN Bank Balance Transfer Instalment Plan (BTiP). Transfer your balance from other banks and enjoy a one-time rate from as low as 2%, with repayment of up to 36 months.
Spend and give back at the same time. Every retail transaction you make with the AFFIN Islamic Mastercard Basic-i sees the bank contribute a portion to selected charity organisations.