1x rewards point for all retail spend
AFFIN Mastercard Gold-i

AFFIN Mastercard Gold-i
RM 2,000Min. Monthly Income
RM 0Annual Fee*
15% p.aProfit Rate
Get 1x AFFIN Rewards Point for every Ringgit spent and convert to air miles. Enjoy 0% EPP for retail purchases, plus a low-rate balance transfer plan too.
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Profit Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First year free and you spend RM24,000 or swipe 12 times per year in the subsequent years
Late Payment Compensation
RM - or 5% of the outstanding amount, whichever is higher
Profit Rate
15%