AFFIN Visa Business Platinum
Earn unlimited 1% cashback on overseas business spend and 0.3% on all other retail, with 6x complimentary airport lounge visits a year.
Eligibility
Minimum Monthly Income
RM 10,000 (RM 120,000 annually)
Min. Age
Cardholder: 21 years old
Resident Status
For business owners with the business actively in operations for a minimum of three (3) years
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First 2 years free, and waived when you swipe 12 times in a year on the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn unlimited cashback of 1% on overseas retail purchases and 0.3% on all other local retail spend. Just note that cash advances, charity, government, and petrol transactions don't qualify.
Got a big purchase coming up? The AFFIN 0% Easy Payment Plan (EPP) lets you split your spend at participating merchants into interest-free instalments, with flexible terms and no extra charges.