AFFIN World Mastercard-i
Earn 3X AFFIN Rewards Points on overseas spend and 1X on local, with 6x airport lounge access and complimentary golf privileges.
Eligibility
Minimum Monthly Income
RM 6,667 (RM 80,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Profit Rate
12% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First year free, and waived when you spend RM48,000 or swipe 12 times on retail transactions per year in the subsequent years
Late Payment Compensation
RM - or 5% of the outstanding amount, whichever is higher
Profit Rate
12%
Features
Earn 3X AFFIN Rewards Points for every Ringgit you spend on overseas retail purchases, and 1X on local retail spend. Charity, government, and petrol transactions are excluded. Your points can be converted into air miles with Enrich, AirAsia BIG Points, and Malindo Miles.
Travel in comfort with 6X complimentary access to participating Plaza Premium Lounges in Malaysia and selected countries, as long as you've spent at least RM3,000 in your latest credit card statement. Your accompanying guests enjoy a 25% discount at all Plaza Premium Lounges in Malaysia and 20% off overseas lounges. As the Principal cardholder, you get these same discounts too once you've used up your free passes, or if you didn't quite hit the spend requirement.
Got a big purchase coming up? The AFFIN 0% Easy Payment Plan (EPP) lets you split your spend at participating merchants into interest-free instalments, with flexible terms and no extra charges.
Take control of your credit card debt with the AFFIN Bank Balance Transfer Instalment Plan (BTiP). Transfer your balance from other banks and enjoy a one-time rate from as low as 2%, with repayment of up to 36 months.
Work on your swing with complimentary green fees at selected golf clubs across Malaysia and Southeast Asia, available to Principal cardholders who've spent at least RM3,000 in their latest credit card statement (other terms apply). You'll also get personalised support through Mastercard Global Service, the World Mastercard Concierge Service, and AFFIN Islamic World Mastercard Customer Service, plus complimentary Funeral Expenses Takaful Coverage worth RM1,000.