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3X BonusLink Points at Shell & Parkson
AmBank BonusLink Visa Platinum
AmBank BonusLink Visa Platinum

AmBank BonusLink Visa Platinum

RM 4,000Min. Monthly Income
RM 0Annual Fee*
15% p.aInterest Rate

Earn BonusLink Points on every spend with the AmBank BonusLink Visa Platinum

Apple Watch Series 11

Get a Apple Watch Series 11 worth RM 1,799when you apply with CompareHero*

* T&Cs apply

Eligibility

Minimum Monthly Income

RM 4,000 (RM 48,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest salary slip
  • Bank statement - Latest Consecutive Months' Salary Crediting Transaction Details
  • Latest EPF statement
  • Latest B/BE Form with an official Tax Payment Receipt

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

waived in subsequent years with minimum 12 swipes per annum

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Good for Rewards

    3 BonusLink Points for every RM1 spent on Shell and Parkson. Unlimited 1 BonusLink Points for every RM1 spent on local dining, groceries, shopping and overseas spent.

  • Easy Payment Plan (EPP) and AmFlexi-Pay for up to 36 months

Terms and Conditions

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Product review by CompareHero

Earn Rewards Faster with the AmBank BonusLink Visa Platinum CardIf you frequently spend on petrol, groceries, dining, travel or shopping, the AmBank BonusLink Visa Platinum Card is made for you. Every RM1 spent on Shell and Parkson earns you 3x BonusLink Points, capped at 3,000 points per statement month. Enjoy unlimited 1x BonusLink Points for every RM1 spent on local dining, groceries, shopping, and overseas transactions. For all other eligible spending, including Shell, you’ll earn unlimited 1x BonusLink Points for every RM6.


Easy Payment and Balance Transfer plans
Enjoy financial flexibility with the AmBank BonusLink Visa Platinum through its Easy Payment Plan, which lets you convert big purchases into 0% interest instalments for up to 36 months at participating merchants. You can also manage your existing credit card debts more efficiently with the Balance Transfer Plan, offering low interest rates from 4.88% p.a. for tenures of up to 60 months, with a minimum transfer amount of RM1,000.

Low Entry, High RewardsWith a low annual income requirement of RM24,000, this card offers a rewarding experience without breaking the bank.

Frequently Asked Questions (FAQ)

How do I apply for the AmBank BonusLink Visa Card Platinum?
By filling up our online application, you can apply for the AmBank BonusLink Visa Card Platinum with ease. Within two steps, you are able to complete your credit card application and we will help to process it upon submission.
What are the AmBank BonusLink Visa Card Platinum requirements?
One of the requirements of the AmBank BonusLink Visa Card Platinum would be earning at least RM2,000 and above, which is also RM24,000 a year. Apart from that, you have to be at least 21 years old and above to apply for the principal card. As for the supplementary card, you have to be at least 18 years old and above.
Is there an annual fee for the AmBank BonusLink Visa Card Platinum?
The AmBank BonusLink Visa Card Platinum comes with an annual fee of RM450 for the principal card, which is waived for the first two years. For supplementary cards, the annual fee is RM250. From the third year onwards, both principal and supplementary cardholders can continue to enjoy the annual fee waiver by making a minimum of 12 swipes per year.
What are the fees or charges applied for the AmBank BonusLink Visa Card Platinum?
A 1% foreign currency conversion fee applies to overseas transactions. If you prefer printed statements, a hardcopy statement fee of RM12 plus 8% SST per year will be charged, while e-Statements are free. Late payments will incur a charge of 1% of your outstanding balance or a minimum of RM10, capped at RM100.
What are the other benefits that I can get from the AmBank BonusLink Visa Card Platinum?
Get a one-year Shell Power Up Gold Tier upgrade to earn points faster. You’ll get 2x BonusLink Points per litre for Shell FuelSave 95, 97, or Diesel, and 5x points for Shell V-Power Racing. Plus, earn 5x points for every RM30 spent at Shell Select or on Shell Lubricants. You can also redeem a Shell Café voucher for just 1 BonusLink Point using the BLINK or Shell apps.
Who is the AmBank BonusLink Visa Card Platinum suitable for?
Perfect for everyday spenders. Whether you’re refueling at Shell, shopping at Parkson, or paying bills online, your daily spending helps you collect BonusLink Points faster — redeemable for exciting rewards and deals across BonusLink partners.