AmBank Cash Rebate Visa Platinum
A no-annual-fee cashback card that rewards your everyday spending. Earn up to 10% back on groceries, dining, transport, and online purchases.
Get a Apple Watch Series 11 worth RM 1,799when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slips/ commission statement
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
10% cashback for Online Spend, Retail Shopping and Groceries, Dining and Public Transport Spend (minimum monthly spend of RM1,500 and above, capped at RM10 per month). 0.2% unlimited cashback for Other Retail Spend (minimum monthly spend of RM1,500 and above), and 0.2% unlimited cashback for Online Spend, Retail Shopping and Groceries, Dining, Public Transport, and Other Retail Spend (minimum monthly spend less than RM1,500).
AmBank offers two EPP options: shop at partner merchants at 0% for up to 36 months, or convert existing transactions at 7.88% p.a. for up to 12 months.
Transfer a minimum of RM1,000 to your AmBank card at rates from 4.88% p.a., with flexible tenures up to 60 months and no early settlement fee.
This card supports Google Pay and Apple Pay. Add your credit card for a seamless contactless payment experience!
Product review by CompareHero
A cash rebate credit card that rewards you for all your important monthly transactions! With a low minimum income requirement, anyone from all income groups can afford this credit card and find it useful in the long run.
Enjoy up to 10% cash rebates for your lifestyle spending
Whether you swipe your Ambank Cash Rebate Visa Platinum on retail shopping and groceries, public transportation, online transactions or dining out, you’ll receive up to 10% cash rebate right away.
However, it depends on how much you're spending. Find the table below for the exact cash rebate you’ll receive based on different spending amounts:
| Total Spending Amount (Monthly) | Cash Rebate | Maximum Cap (Monthly) Based On Each Category |
| RM1,500 and above | 10% | RM10 |
| Less than RM1,500 | 0.2% | Unlimited |
Frequently Asked Questions (FAQ)
What are the AmBank Cash Rebate Visa Platinum requirements?
What are the fees or charges applied for the AmBank Cash Rebate Visa Platinum?
What are the top benefits of the AmBank Cash Rebate Visa Platinum?
• Gain an unlimited 0.2% cash rebate on other retail spending
• No annual fees!