AmBank Islamic Visa Infinite
Earn 5x AmBonus Points on overseas spending, get 6x lounge access worldwide, hotel dining perks, and travel Takaful coverage up to RM2 million.
Get a Apple Watch Series 11 worth RM 1,799when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 10,000 (RM 120,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life and Free for the first 3 supplementary cards, 4th supplementary card onwards is RM188 p.a.
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
Earn 5x AmBonus Points on every RM1 spent on overseas retail purchases (excluding online transactions). Convert your points to air miles via your preferred frequent flyer programme, or redeem them instantly through AmBank On-the-Spot Redemption. Browse 500+ card deals across shopping, dining, travel, and more on AmBank Spot.
Get 6x complimentary Plaza Premium Lounge access per year (subject to minimum spend) and free travel Takaful coverage of up to RM2 million.
AmBank offers two EPP options: shop at partner merchants at 0% for up to 36 months, or convert existing transactions at 7.88% p.a. for up to 12 months.
Transfer a minimum of RM1,000 to your AmBank card at rates from 4.88% p.a., with flexible tenures up to 60 months and no early settlement fee.
Enjoy hotel dining perks at Marriott and Shangri-La restaurants, plus complimentary golf green fees at selected clubs with one paying guest.
Get all the same premium travel perks as the Visa Infinite card, fully Shariah-compliant.
Product review by CompareHero
Do you often travel to all your favourite countries? The AmBank Islamic Visa Infinite offers travel privileges and benefits that’ll make you want to travel all the time! Plus, you might want to start heading over to Shangri-La and Marriott hotels for their discounts when you use your AmBank Islamic Visa Infinite, too.
Receive rewards for all your purchases overseas and locally
To be rewarded for the things you spend on would feel like a luxury. The AmBank Islamic Visa Infinite would provide you with just the rewards you need to feel on top of the world. When you swipe your credit card at any local retail outlet, you’ll receive 1x AmBonus Points. These AmBonus Points could enable you to redeem great vouchers or gifts.
But if you tend to travel very often, that’s even better as you’ll receive 5x AmBonus Points, more than spending made locally. Bonus point: you’ll be able to convert all of your AmBonus Points into Air Miles from more than 50 airline partners, including Enrich, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG.
Note: Your AmBonus Points will expire in 3 years.
Travel luxuriously with the AmBank Islamic Visa Infinite
Nobody likes to wait at the airport for long hours before being able to board their flight, especially due to flight delays. What if we told you - with the AmBank Islamic Visa Infinite, you’ll have free access to Plaza Premium Lounge all over the world, which you could use up to 6 times within one year?
Imagine chilling in the lounge with amazing facilities such as showers, food and WiFi, all free for you before boarding your flight. The best part is that the requirement to gain 6x complimentary access to these Plaza Premium Lounges is only a spending of at least RM1,000 within a calendar month before going into the lounge.
Read more in the terms and conditions.
Complimentary travel insurance for your travels
It’s always a scary thing to travel, especially if you’re alone and don’t know anyone in that certain country. With the AmBank Islamic Visa Infinite Credit Card, you’ll be able to be covered for up to RM2,000,000. Not just yourself, but your family members will be fully protected as well when you pay for your air flight tickets with the AmBank Islamic Visa Infinite Credit Card.
Save more when you dine or stay at hotels
If Marriott hotels are your go-to meal choices, the AmBank Islamic Visa Infinite offers up to 50% OFF whereas if you book a room there, you’ll receive a 20% discount on all room categories.
Not only that, you can also enjoy up to 50% discounts on food when you dine in at participatng outlets in Shangri-La Hotel.
Frequently Asked Questions (FAQ)
What are the fees or charges applied for the AmBank Islamic Visa Infinite?
What are the top benefits of the AmBank Islamic Visa Infinite?
• Receive 5x AmBonus Points for international spending
• Receive 1x AmBonus Points for local spending
• Be protected for up to RM2,000,000 travel insurance