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2X Points Overseas, No Annual Fee
AmBank Islamic Visa Platinum Card-i
AmBank Islamic Visa Platinum Card-i

AmBank Islamic Visa Platinum Card-i

RM 2,000Min. Monthly Income
RM 0Annual Fee
15% p.aProfit Rate

Travel benefits without annual fees on the AmBank Islamic Visa Platinum Card

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Get a Apple Watch Series 11 worth RM 1,799when you apply with CompareHero*

* T&Cs apply

Eligibility

Minimum Monthly Income

RM 2,000 (RM 24,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • Copy of MyKad (front and back)
  • Latest 3 months' salary slips/ commission statement
  • Latest 6 months' bank statement
  • Latest EPF statement
  • Latest B/BE Form/E-Filing with official tax receipt

Fees & Charges

Profit Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Waived for life

Late Payment Compensation

RM 50 or 5% of the outstanding amount, whichever is higher

Profit Rate

15%

Features

  • Good for Travel, Islamic, Rewards & No Annual Payments

    2X AmBonus Points for overseas spend. 1X AmBonus Points for other spend.

  • Up to RM500,000 travel insurance (complimentary when you charge the full fare of your flight tickets with this card)

Terms and Conditions

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Product review by CompareHero

Enjoy the perks of premium travel and daily spending with the AmBank Islamic Visa Platinum Card! This card is designed to reward your favourite activities, whether you're exploring the world or enjoying life at home.

Earn Double Points on International Trips

Take full advantage of your travels by earning 2X AmBonus Points on all retail transactions made outside Malaysia. It's the simplest way to bulk up your rewards fast. But this double-point benefit applies only to purchases made in physical stores, not online. When you're not travelling, keep the rewards coming by earning 1X AmBonus Points for every RM1 spent locally.

Automatic Travel Protection

You and your family are protected against unexpected travel inconveniences with up to RM500,000 in complimentary travel insurance/Takaful coverage. Just use your AmBank Islamic Visa Platinum Card to purchase the full fare of your flight tickets, and you're covered!

Frequently Asked Questions (FAQ)

What are the AmBank Islamic Visa Platinum Card requirements?
You need to at least earn a minimum income of RM2,000 and above to apply for this credit card. For principal cards, your minimum age has to be at least 21 years old and above. The minimum age requirement for supplementary cards is at least 18 years old and above.
Is there an annual fee for the AmBank Islamic Visa Platinum Card?
There will not be annual fees charged to principal and supplementary cardowners, it is free for life! But for supplementary cards, only the first 3 cards would be free. The subsequent supplementary cards after that will not be free.
What are the benefits that you will get from AmBank Islamic Visa Platinum Card?
- Receive 2x AmBonus Reward Points for international purchases (except online purchases) - Receive 1x AmBonus Reward Points for local purchases - Receive complimentary up to RM500,000 travel Takaful coverage for you and your family
Who is the AmBank Islamic Visa Platinum Card suitable for?
The AmBank Islamic Visa Platinum Card is ideal for individuals earning a stable income of RM2,000 or more who want one reliable card for travel, rewards, and everyday spending.