AmBank Visa Infinite
Designed for frequent travellers, earn 5x AmBonus Points abroad, get lounge access worldwide, hotel dining perks, and no annual fee ever.
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Eligibility
Minimum Monthly Income
RM 10,000 (RM 120,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life and Free for the first 3 supplementary cards, 4th supplementary card onwards is RM188 p.a.
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn 5x AmBonus Points on every RM1 spent on overseas retail transactions (excluding online purchases). Convert your points to air miles through 50 frequent flyer programme partners, or browse 500+ card deals across shopping, dining, travel, and more on AmBank Spot.
Get 6x complimentary Plaza Premium Lounge access per year (subject to minimum spend), round-the-clock Visa Concierge Service for any travel needs, and automatic travel insurance coverage of up to RM2 million. Terms and conditions apply.
AmBank offers two EPP options: shop at partner merchants at 0% for up to 36 months, or convert existing transactions at 7.88% p.a. for up to 12 months.
Transfer a minimum of RM1,000 to your AmBank card at rates from 4.88% p.a., with flexible tenures up to 60 months and no early settlement fee.
Enjoy hotel dining perks at Marriott and Shangri-La, complimentary golf green fees, daily essentials discounts via the AMAZING 30 Campaign, and travel insurance coverage up to RM2 million.
Product review by CompareHero
Hey, travel fanatics! When we say the AmBank Visa Infinite will be your go-to travel credit card, we aren’t kidding - it really is true. Imagine travelling from one country to another while getting rewarded and having the privilege to make use of the amazing travel benefits - it doesn’t sound like something that one can turn away from, right? Hence, the AmBank Visa Infinite will be your travel companion throughout your travel journey!
Travel in luxury with the AmBank Visa Infinite
If you can afford to travel the world very often, you’ll have to expect travel benefits from a credit card! With the AmBank Visa Infinite, you’ll enjoy 6X complimentary access to the luxurious Plaza Premium Lounge in more than 40 countries worldwide, including local airports, with a minimum spending of RM1,000 within a calendar month before each visit. Terms apply!
If you’re travelling with someone, you could also get a 25% discount for them locally and a 20% discount for international lounges.
Indulge in the benefits of luxurious hotels
Fancy some fine dining or scrumptious meals from Shangri-La hotels and resorts? Enjoy up to 50% discount on food bill when dining at any of the participating Shangri-La restaurants such as Arthur’s Bar & Grill, Lemon Garden, Shang Palace, Zipangu and Lobby Lounge.
That’s not all - aside from Shangri-La, enjoy your meals at any participating Marriott hotel and receive up to a 50% discount. Plus, if you dine on your birthday, receive one of their delicious cakes for free! If you plan on staying there for a night or so, enjoy up to 20% OFF as well, whereby you could cancel your reservations easily at a good rate.
Relieve your worries while travelling
When it comes to travelling, what’s the worst thing that could happen? If something happens to you or your family, of course! The AmBank Visa Infinite offers personal accident travel insurance coverage for you and your family members for up to RM2,000,000 when you charge all of the flight tickets to the credit card.
Gain rewards for any purchases internationally
If you love to travel, without a doubt, you will also love to shop as well! For any transaction you make overseas, you gain 5x AmBonus Points. What a way to kill two birds with one stone, right? You’ll get to fulfil your wanderlust while earning rewards at the same time!
With all the accumulated AmBonus Points, you can convert them into Air miles and redeem free flight tickets! Indeed, the AmBank Visa Infinite is the ultimate travel credit card.
Frequently Asked Questions (FAQ)
What are the AmBank Visa Infinite requirements?
What are the top benefits of the AmBank Visa Infinite?
• Special hotel benefits for dining and accommodation
• Insurance travel coverage for the personal accident category up to RM2,000,000
• 6X Plaza Premium Lounges access all over the world (subject to a minimum spending of RM1,000 within a calendar month before each visit)