AmBank Visa Platinum Card
No annual fee, more rewards with the AmBank Visa Platinum Card
Get a Apple Watch Series 11 worth RM 1,799when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months' salary slips/ commission statement
- Latest 6 months' bank statement
- Latest EPF statement
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free For Life (with no conditions)
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Good for Travel, No Annual Payments & Rewards
2X AmBonus Points for overseas retail spend. 1X AmBonus Points for other spend.
Get free travel insurance for up to RM500,000
Product review by CompareHero
Looking for a credit card that travels with you and rewards your life? The AmBank Visa Platinum Card is designed for the modern Malaysian who values a strong rewards programme and essential travel security. Enjoy an annual fee waiver and start accumulating points faster.
Card Highlights for Maximum Value
The AmBank Visa Platinum Card lets you maximise your rewards both at home and abroad.
- Overseas Spending: Earn 2X AmBonus Points on all your international retail purchases for every RM1 spent. This is the fastest way to build your rewards balance while on holiday or a business trip!
- Local Spending: Earn 1X AmBonus Point for every RM1 spent locally on your daily essentials and retail purchases.
- Annual Fee: Free-for-Life for the Principal Cardholder (no conditions attached), and the first three supplementary cards are also free.
Travel with Peace of Mind
Don't let unexpected travel hiccups ruin your journey. You and your family are automatically protected with complimentary coverage:
- Complimentary Travel Insurance: Get coverage of up to RM500,000 when you charge the full fare of your flight tickets to the card.
- Additional Coverage: This benefit typically includes protection against travel inconveniences such as lost luggage and missed flights (subject to the full policy's terms and conditions).
Redeem Your AmBonus Points
Your accumulated points are highly flexible! Redeem them for a wide variety of gifts, vouchers, or convert them into Air Miles with over 50 partner airlines to get closer to your next free flight.