AmBank Visa Signature Card
Earn 3x AmBonus Points on overseas spending, enjoy lounge access worldwide, hotel dining perks, and travel insurance coverage up to RM1 million.
Get a Apple Watch Series 11 worth RM 1,799when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 6,667 (RM 80,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest EPF statement (3 months)
- Latest 3 months bank statement
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life and Free for the first 3 supplementary cards, 4th supplementary card onwards is RM188 p.a.
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn 3x AmBonus Points on every RM1 spent on overseas retail purchases (excluding online transactions). Redeem your points for gifts or convert them to air miles via your preferred frequent flyer programme. Plus, access 500+ card deals across shopping, dining, travel, and more on AmBank Spot.
Get 6x complimentary Plaza Premium Lounge access per year locally and overseas (subject to minimum spend), 24/7 Visa Concierge Service for travel assistance, and RM1 million travel insurance coverage. Terms and conditions apply.
AmBank offers two EPP options: shop at partner merchants at 0% for up to 36 months, or convert existing transactions at 7.88% p.a. for up to 12 months.
Transfer a minimum of RM1,000 to your AmBank card at rates from 4.88% p.a., with flexible tenures up to 60 months and no early settlement fee.
This card supports Apple Pay. Enjoy up to 50% off dining and stays at Club Marriott Malaysia and Asia Pacific, a complimentary 1-year TableApp Elite Membership with a free dish on every visit, daily Amazing30 deals with selected merchants, and 50% off green fees at six golf clubs in Malaysia. Terms apply.
Product review by CompareHero
Calling all travel enthusiasts - if you’re in need of a credit card that satisfies your travelling needs, the AmBank Visa Signature is just the right one for you! With ample rewards and special privileges you simply can’t ignore, you’ll be able to gain a luxury travelling experience.
Pamper yourself with exclusive privileges
It’s always better to travel to your favourite places with special travel privileges such as access to Plaza Premium Lounges in more than 50 countries! You must spend a minimum of RM1,000 within a calendar month before each visit to be eligible.
Travelling with guests? No worries - let them experience luxury by getting a 25% discount on Plaza Premium Lounges in Malaysia and a 20% discount for international lounges. Find out more details in the terms and conditions.
That’s not the only privilege you’ll gain with the AmBank Visa Signature! When you decide to have a group dine in for lunch or dinner at any Marriott hotel, you could receive up to a 50% discount. If you visit on your birthday, receive a complimentary birthday cake! Happened to book a room at one of the Marriott hotels? Charge it to your AmBank Visa Signature Credit Card to receive 20% off!
Get Ambank Reward Points when you splurge overseas
Always spend your money overseas with endless shopping, dining at restaurants and indulging in entertainment? You’ll be thankful that the AmBank Visa Signature rewards you with 3x AmBonus Points for all your transactions made overseas! Do take note that this doesn’t include your online transactions.
Once you’ve collected enough AmBonus Points, you can convert them into Air Miles, consisting of more than 50 airline partners, including AirAsia BIG, Asia Miles, Singapore Airlines KrisFlyer and Enrich. Who can say no to free flight tickets? Definitely not you - especially if you’re a travel junkie! You can also redeem interesting vouchers and products with your accumulated AmBonus Points.
Travel carefree with nothing to worry about
What do we mean by this? When you travel the world, things can happen and unforeseen circumstances might occur. With the AmBank Visa Signature, not only will you receive insurance travel coverage, but your family members will receive it as well! We all know family trips are the best - and it’s always better knowing we will be fully covered for any travel inconveniences for up to RM1,000,000. You just need to make sure you charge all your flight tickets to your AmBank Visa Signature Credit Card.
Other than travel insurance, the AmBank Visa Signature also comes with a 24/7 concierge service where you can simply contact them at any time of the day when you need information about your hotel, travel, medical, and so on.
Frequently Asked Questions (FAQ)
What are the fees or charges applied for the AmBank Visa Signature?
What are the top benefits of the AmBank Visa Signature?
• Receive 6x complimentary Plaza Premium Lounges locally and internationally (with a minimum spend of RM1,000 within a calendar month before each visit)
• Receive up to RM1,000,000 travel insurance coverage for you and your family
• 24/7 concierge service reachable at any time
• No annual fees