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Essentials cashback
CIMB Cash Rebate Platinum Credit Card
CIMB Cash Rebate Platinum Credit Card

CIMB Cash Rebate Platinum Credit Card

RM 2,000Min. Monthly Income
RM 0Annual Fee
15% p.aInterest Rate

Up to 5% cashback on petrol, groceries, cinema, mobile and utilities, capped at RM30.

Eligibility

Minimum Monthly Income

RM 2,000 (RM 24,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest 3 months salary slip
  • Latest 3 months bank statement
  • Latest EPF statement (6 months)
  • Latest B/BE Form/E-Filing with official tax receipt

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Waived for life

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Earn up to 5% cash rebate on cinema, groceries, petrol, mobile and utility bill payments every month, plus 0.2% unlimited cash rebate on retail and online spend.

  • Earn up to 5% cash rebate on fuel spend at all petrol stations nationwide, capped at RM30 a month.

  • CIMB 0% Easy Pay converts purchases into interest-free monthly instalments of up to 36 months at over 1,000 participating CIMB merchant stores nationwide.

  • Outstanding balances from other credit cards can be consolidated through CIMB Balance Transfer for lower rates over a longer repayment period.

Terms and Conditions

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Save more when you own the CIMB Cash Rebate Platinum Mastercard. Get instant cash rebates, discounts at ZON Duty Free outlets and get exempted from paying any annual fees!

Gain rewards when you spend with your CIMB Cash Rebate Platinum

Do you regularly spend on daily necessities and love to satisfy your lifestyle needs? For any transaction made for petrol, groceries, cinema, utilities and mobile, you get to gain some cashback. Receive as high as 5% cashback if you spend a minimum amount of RM3000 and above. If you spend less than RM3000, don’t worry, you’ll still be able to receive 2% cashback. For other transactions made online or retail outlets, it will be 0.2% cashback, which is unlimited with no minimum amount spending required. The CIMB Cash Rebate Platinum Mastercard offers more categories to receive cashback compared to the majority of the cashback credit cards out there.

Note: There is a maximum cash rebate cap of RM30 for each card.

Great perks not to be missed with the CIMB Cashback Platinum

If you love to travel, you’ll be glad to know that at The ZON Duty Free outlets in Malaysia, you’ll get a 10% discount on all purchases! Get your hands on all the memorable souvenirs for your loved ones and yourself, all for a cheaper price.

Not only that, save even more cash as the CIMB Cash Rebate Platinum Credit Card also offers zero annual fees to all cardholders! No extra requirements needed either.

Frequently Asked Questions (FAQ)

How do I apply for the CIMB Cash Rebate Platinum Mastercard?
Simply apply online directly on our website to own the CIMB Cash Rebate Platinum Mastercard. The online application is just a two-step process where you are required to fill in your details. Once you’ve submitted your application online, we will contact you to further process it. Contact us at +6012-385 0211 if you have any enquiries throughout the process, our customer service in charge will tend to your needs.
What are the CIMB Cash Rebate Platinum Mastercard requirements?
For a minimum monthly income as low as RM2,000 a month, you can apply for the CIMB Cash Rebate Platinum Mastercard. As long as you meet the minimum age requirements as well, which is 21 years old and above for principal cardholders and 18 years old and above for supplementary cardholders.
Is there an annual fee for the CIMB Cash Rebate Platinum Mastercard?
No, there is no annual fee for both principal and supplementary cardholders. Fortunately, there are no specific requirements needed to be met as well in order to get your annual fee waived, it is waived for life.
What are the fees or charges applied for the CIMB Cash Rebate Platinum Mastercard?
There will be a sales and service tax charge which is at RM25 for principal and supplementary cardholders. Aside from that, the other charges include a 5% or RM15 charge for cash advance, with a 18% interest rate annually. There is also a cashback limit which is at RM30 for each card. If you don’t make your payments on time, there is a late payment charge of 1% or RM10 of the total amount that is outstanding.
What are the top benefits of the CIMB Cash Rebate Platinum Mastercard?

• Gain 5% cashback for all your transactions made under the categories of petrol, groceries, cinema, utilities and mobile when you spend at least RM3,000 and above
• Gain 2% cashback for all your transactions made under the categories of petrol, groceries, cinema, utilities and mobile when you spend below RM3,000
• No annual fees requires
• Get 10% discount for all purchases made at The ZON Duty Free outlets across Malaysia
Who is the CIMB Cash Rebate Platinum Mastercard suitable for?
If you find yourself spending most of your monthly income on basic necessities such as groceries, petrol and utility bills, you’ll find the CIMB Cash Rebate Platinum credit card extremely useful. Plus, if you tend to shop online or regularly catch a movie at cinemas, this credit card will be suitable for you.