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1X Bonus Points, Zero Annual Fee
CIMB Platinum Credit Card
CIMB Platinum Credit Card

CIMB Platinum Credit Card

RM 2,000Min. Monthly Income
RM 0Annual Fee
15% p.aInterest Rate

Fuss-free rewards with the CIMB Platinum Credit Card

Eligibility

Minimum Monthly Income

RM 2,000 (RM 24,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest 1-3 months salary slip
  • Latest EPF statement with minimum 6 months contribution

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

waived for life

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Good for Rewards/Offers

    1X Bonus Points for every RM1.00 on All spend.

Terms and Conditions

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Product review by CompareHero

Are you into a credit card that offers rewards? The CIMB Platinum Visa or Mastercard does just that. With every swipe made to your CIMB Visa or Mastercard Platinum Credit Card, you’ll not only be entitled to receive rewards, but also several other privileges and perks as well.

Earn Bonus Points for every purchase

For times when you prefer to pay for your monthly expenses with a credit card, feel at ease knowing that for all your purchases made with your CIMB Platinum Visa or Mastercard, receive 1 CIMB Bonus Point for each RM1 spent. Once you’ve accumulated all the CIMB Credit Card bonus points, you can redeem a wide selection of gifts from their catalogue.


Every month, if you’re in charge of buying groceries in your household, you’ll receive 5x CIMB Bonus Points at any grocery stores in Malaysia. This applies to any outlets as well. The common grocery stores include Tesco, Giant, Jaya Grocer, and many more. You can also receive a 50% rebate when you Pay With Points (PWP), which is your accumulated CIMB Bonus Points, applicable at any participating grocery stores.

Receive travel benefits from CIMB Platinum Credit Cards

Love to bring back souvenirs when you’re travelling all across Malaysia? When you head over to The ZON Duty Free outlets in Malaysia, get 10% OFF from your total bill.

Enjoy monthly installments with CIMB 0% Easy Pay

When you’re not able to pay your purchases in full amount, that’s okay - because with the CIMB Platinum Visa or Mastercard, you can split the total amount with smaller monthly installments. Bear in mind, this feature is only valid for all retail purchases only. But to be frank, when we splurge at retail stores, we really do need CIMB 0% Easy Pay.

Frequently Asked Questions (FAQ)

How do I apply for the CIMB Platinum Visa / Mastercard?
To apply for the CIMB Platinum Visa/Mastercard, you can do so with our online application form in just two steps. Key in all your information and submit it. We will then help to process your application further. It’s as simple as that! But if you find yourself struggling to apply online or you have questions needed to be answered, reach out to our customer service hotline +6012-385 0211.
What are the CIMB Platinum Visa / Mastercard requirements?
You only need to be earning a minimum income of RM2,000 to be eligible for the CIMB Platinum Visa/Mastercard. As for your age, you have to be at least 21 years old and above but if not, you can also opt for the supplementary card provided you are 18 years old and above.
Is there an annual fee for the CIMB Platinum Visa / Mastercard?
There is zero annual fee when you sign up for the CIMB Platinum Visa/Mastercard. Unlike other credit cards where there are certain requirements needed to be met in order to get the annual fees waived, the CIMB Platinum Visa/Mastercard simply just offers no annual fees for a lifetime without any obligations.
What are the fees or charges applied for the CIMB Platinum Visa / Mastercard?
Despite not having any annual fees, there will be other fees which you have to pay if required. For instance, if you do not make your payment fees on time, there is a fee of RM10 or 1% from the total amount you’ve missed. There will be a sales and service tax charge of RM25 as well which applies to supplementary and principal cardholders. If you withdraw any cash with your credit card, there is also a fee of RM15 or 5% from the total amount that you withdraw.
What are the top benefits of the CIMB Platinum Visa / Mastercard?
Gain 5x Bonus Points for all your grocery stores purchases Gain 1x Bonus Points for all your purchases Monthly installments using CIMB 0% EasyPay for retail purchases Travel discounts No annual fees for a lifetime
Who is the CIMB Platinum Visa / Mastercard suitable for?
If you are in the middle income range, you can apply for the CIMB Platinum Visa/Mastercard since you only need to be earning more than RM2,000 a month. Plus, most probably you will only be spending on the important things, such as groceries and any retail spendings, so you will be able to make the most out of the rewards earned through those categories. Bonus if you love to travel too!