CIMB Platinum-i Credit Card
Simple Shariah-compliant rewards with the CIMB Platinum-i Credit Card
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest EPF statement with minimum 6 months contribution
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
waived for life
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
Good for Rewards/Offers & Islamic
1X Bonus Points for every RM1.00 on All spend
Up to RM1,000,000 Travel Insurance coverage
Terms and Conditions
Product review by CompareHero
If you’re a Malaysian that is earning a decent stable income every month who also spends on groceries and a travel junkie, then the CIMB Islamic Mastercard is for you. Get rewarded for all your spendings and enjoy the great perks that come along with this credit card.
Bonus Points to be earned from the CIMB Islamic Mastercard
For every RM1 you spend on any retail transactions with your CIMB Islamic Mastercard, you’ll receive 1x CIMB Bonus Point. At least you can feel some sort of relief knowing that you’ll be rewarded for all your spendings. If you swipe your card for all your grocery bills at various supermarkets such as Aeon, Tesco, Jaya Grocer, to name a few, you’ll earn 5x Bonus Points.
What you can do with all the CIMB Bonus Points earned? CIMB allows you to pay for your purchases with the Bonus Points, also known as PWP (Pay With Points), provided they are made at participating merchant outlets. Pretty useful if you don’t have cash on hand as well. At selected grocery outlets, when you pay with Bonus Points, you could get a rebate of 50% on the total CIMB Bonus Points used.
Travel stress-free with the CIMB Islamic Mastercard
Mishaps are bound to happen when you’re travelling. When you own the CIMB Islamic Mastercard, you get to receive up to RM1 million travel takaful coverage if you make all your flight tickets payments with the credit card. The travel takaful coverage includes flight delays, lost luggages and many more.
Love to buy souvenirs or shop at The ZON Duty Free outlets located in airports and shopping malls? Purchase them all with your CIMB Islamic Mastercard to enjoy 10% OFF of your total bill! What a way to make your travelling even better whenever you’re at the airports or shopping malls across Malaysia knowing you get to get a discount.
Lifetime annual fee waiver
Most credit cards require you to pay a certain amount of annual fee every year with a selected few that allows it to be waived when you meet their minimum requirements. However, with the CIMB Islamic Mastercard, there is absolutely no annual fees for as long as you own the credit card. On top of that, there are no requirements to be met in order to get you annual fees waived. Hence, enjoy getting rewarded by spending without having to worry about any additional costs aside from the required fees by simply owning a credit card!