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2X Points Overseas, No Annual Fee
CIMB Visa Signature
CIMB Visa Signature

CIMB Visa Signature

RM 5,000Min. Monthly Income
RM 0Annual Fee
15% p.aInterest Rate

Travel-friendly rewards with the CIMB Visa Signature Credit Card

Eligibility

Minimum Monthly Income

RM 5,000 (RM 60,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest 1-3 months salary slip
  • Latest EPF statement with minimum 6 months contribution

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

waived for life

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Good for Rewards/Offers

    2X Bonus Points for every RM1.00 on Overseas spend. 1X Bonus Points for every RM1.00 on Local spend.

  • Complimentary access to Plaza Premium Lounge (2X per year). Up to RM300,000 Travel Insurance coverage. Receive up to RM30 Cash Back on In-Flight WiFi Purchase. 12X access to Sky Lounge and Sky Lounge Xpress Access at SkyPark Terminal, Sultan Abdul Aziz Shah Airport. Get up to RM68 Cash Back at Flight Club Airport Dining outlets.

Terms and Conditions

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Product review by CompareHero

If travelling and shopping are activities which you do very often, you might be tempted to own the CIMB Visa Signature Credit Card due to the amazing features offered when it comes to those two categories.

Get rewarded when you spend with your CIMB Visa Signature

When you make a purchase with your CIMB Visa Signature Card overseas, receive 2x CIMB Bonus Points which applies to every RM1 that is being spent! Not currently aboard? No worries - you will still receive 1x Bonus Points when you make purchases locally as well.

Fulfil your wanderlust with great travel perks

Travelling is always better when we get to receive special treatment. With your CIMB Visa Signature Card, you get to enjoy up to 2x Passes to the Airport Lounges in selected airports. We all know the Plaza Premium Lounges offers a luxurious experience a normal person wouldn’t get unless they own the CIMB Visa Signature Card. Do take note that this is only for principal cardholders. When you spend a minimum amount of RM100,000 annually, this privilege will be automatically renewed for your enjoyment.

Not just that, you will also earn 12X Sky Lounge and Sky Lounge Xpress Access at SkyPark Terminal, Sultan Abdul Aziz Shah Airport (Subang Airport). All you have to do is just make a minimum spend of RM2,000 in the same calendar month to enjoy the exclusive access. This promotion valid from 1 February 2026 until 31 January 2027.


It doesn’t end here - you will also be entitled to a travel insurance coverage worth RM300,000. That’s a huge amount, considering the fact that there will be times where mishaps happen. Knowing you are able to claim the travel insurance worth that much, you won’t have to worry too much and just focus on travelling.

Frequently Asked Questions (FAQ)

How do I apply for the CIMB Visa Signature Credit Card?
To apply for the CIMB Visa Signature Credit Card, we offer an online application form which can be completed in just two simple, quick steps. All you have to do is key in your necessary details and then once you’ve submitted it, we will process your application. For any enquiries, drop us a call or text message at +6012-385 0211 and our customer service in charge will tend to your needs.
What are the CIMB Visa Signature Credit Card requirements?
Before you think of applying for the CIMB Visa Signature, you have to be earning at least RM3,000 every month as that is the minimum requirement. Your age will also be taken into account. For principal cards, you must be at least 21 years old and above. Supplementary cardholders can be a little younger, which is at least 18 years old and above.
Is there an annual fee for the CIMB Visa Signature Credit Card?
No. Whether you are a principal or supplementary cardholder, you will not be charged with an annual fee for owning the CIMB Visa Signature.
What are the fees or charges applied for the CIMB Visa Signature Credit Card?
Although there are no annual fees, you have to take note of the various other charges and fees applied such as the sales and service tax which is RM25. This fee will only be charged once you activate your credit card and during your anniversary dates every year.
What are the top benefits of the CIMB Visa Signature Credit Card?
Receive 2x Bonus Points for all your international spendings Receive 1x Bonus Points for all your local spendings Travel benefits including insurance, discounts, 2x passes to Plaza Premium Lounges and 12x passes to Sky Lounge and Sky Lounge Xpress Access at SkyPark Terminal, Sultan Abdul Aziz Shah Airport (Subang Airport). For a lifetime, there are no annual fees
Who is the CIMB Visa Signature Credit Card suitable for?
For those who fancy luxurious travels, the CIMB Visa Signature will satisfy those needs, especially if you tend to shop overseas as well! If part of your monthly expenses include groceries, then all the more reason for you to get this credit card.