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Unlimited 1.5% Cashback Overseas
CIMB World MasterCard
CIMB World MasterCard

CIMB World MasterCard

RM 7,500Min. Monthly Income
RM 0Annual Fee
15% p.aInterest Rate

Cashback and golf privileges with the CIMB WORLD Mastercard

Eligibility

Minimum Monthly Income

RM 7,500 (RM 90,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest 1-3 months salary slip
  • Latest EPF statement with minimum 6 months contribution

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

waived for life

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Unlimited 1.5% Cashback on Overseas spend.

  • Good for Rewards/Offers & Travel

    5X Bonus Points on Flight Tickets spend. 1X Bonus Points on Other spend.

  • Up to RM300,000 Travel Insurance coverage.

  • 50% OFF green fees at 25 courses in 9 countries or golf lessons.

Product review by CompareHero

Travelling and shopping goes hand in hand, the two most enjoyable activities for those who can afford to. If this sounds like you, you should definitely consider applying for the CIMB World Mastercard.

Be overwhelmed with the amazing travel benefits

Do you spend most of your time travelling way more than in your own home? The CIMB World Mastercard offers travelling perks you won’t be able to resist!


Receive unlimited 1.5% cash rebate for all your retail spendings overseas, including online transactions. Shopping at The ZON Duty Free outlets all over Malaysia enables you to receive at 15% discount as well, even more savings!


With all the travelling you’re doing, it’ll be nice to get a premium ride to the airport as well. With the CIMB World Mastercard, receive a special discounted price when you make a one way or two way booking for premium airport rides. If you book a two way ride, you can receive an extra 10% OFF too.


Since you will be travelling so often, all the more reason for you to benefit from the CIMB World Mastercard as you will receive travel insurance for up to RM300,000, covering travel inconveniences such as trip cancellation and overseas medical expenses.

Gain bonus points when you make a purchase

Get up to 5x Bonus Points when you purchase all your flight tickets using your CIMB World Mastercard. Not only that, for all purchases made locally, receive 1x Bonus Points as well as 5x Bonus Points for all your grocery spendings. Each of these Bonus Points is applied to every RM1 spent.


Note: The grocery stores which you can receive the Bonus Points are majority of the ones available in Malaysia such as Family Mart, Giant, Jaya GROCER, Econsave, to name a few.

Receive lifestyle privileges with the CIMB World Mastercard

When you own the CIMB World Mastercard, make your way to Marriot Bonvoy hotels and resorts to receive as high as 40% OFF from your total bill. Applied to participating hotels only such as Aloft Kuala Lumpur Sentral, Sheraton Imperial Kuala Lumpur, to name a few.


Other lifestyle privileges include receiving a discount of 50% for your green fees, applicable to over 20 courses at participating golf clubs in 9 countries worldwide.


Having trouble with your credit card or have questions regarding the features of it? Approach your personal concierge that is dedicated to serve your needs 24/7 hours every day, available to all cardholders that are travelling overseas and locally as well.

Frequently Asked Questions (FAQ)

How do I apply for the CIMB World Mastercard?
Head over to our website and apply directly online! Send in your application by filling up our online form in which you are able to complete within two steps. Once you’ve entered all your details and submitted it successfully, we will process your application within the next few days. Got any enquiries? Our friendly customer service is available at +6012-385 0211.
What are the CIMB World Mastercard requirements?
Before applying, take note of the monthly income requirement which is RM7,500 and above. If you’re not earning this much on a monthly basis, you can’t apply for this credit card. You also have to be at least 21 years old and above to apply for the principal card. The supplementary card allows those age 18 years old and above to apply as well.
Is there an annual fee for the CIMB World Mastercard?
Nope! For a credit card that provides ample travel benefits, you would think there will be an annual fee. However, there is absolutely none at all for life! You don’t even have to fulfil any minimum requirements either.
What are the fees or charges applied for the CIMB World Mastercard?
During your card’s anniversary date and once you’ve activated your card, you will be charged with RM25 sales and service tax. Aside from that, you will be charged an amount of RM15 or 5% when you take up cash advance, capped at RM80 a day. Make your payments late, and you will be charged with a late fee as well, which is RM10 or 1%.
What are the top benefits of the CIMB World Mastercard?
Receive 1.5% cash rebate for all your international spendings Receive 5x Bonus Points for all airline transactions Receive 1x Bonus Point for local spendings Travel insurance coverage up to RM300,000 Lifestyle privileges such as discounts when dining at selected hotels and resorts as well as green fees from golf clubs around the world Zero annual fees applied
Who is the CIMB World Mastercard suitable for?
The CIMB World Mastercard is perfect for travel junkies, as well as those that enjoy several lifestyle privileges. Not everyone gets to enjoy shopping on a monthly basis, so if you tend to do so every month, you will be rewarded at the same time.