No Forex Markup, No Annual Fee
Hong Leong I'm Credit Card

Hong Leong I'm Credit Card
RM 2,000Min. Monthly Income
RM 0Annual Fee
15% p.aInterest Rate
Spend overseas without markup on the Hong Leong I'm Card
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3-6 months salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
- Latest 1 year official tax receipt
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
waived for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Make it yours. Imprint your personality on your card. No mark-up will be charged when you spend on foreign currencies.