HSBC Amanah MPower Platinum Credit Card-i
Earn up to 8% cashback on petrol, groceries, and e-wallet spending, with an unlimited 0.2% cashback on all other eligible purchases.
Eligibility
Minimum Monthly Income
RM 8,500 (RM 102,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip/commission statement
- Latest 3 months bank statement
- Latest EPF statement
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year, and waived in the subsequent years when you meet annual spending of RM6,000 (effective 1st September 2025)
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
Spend more than RM2,000 a month on petrol, groceries, and e-wallets, and you'll earn up to 8% cashback; spend less, and you'll still get 1% back. You'll also earn an extra 0.2% cashback on everything else, capped at RM15 per category. Want to stretch your savings further? Get your loved ones a supplementary card too!
Pump petrol at any station nationwide and earn up to 8% cashback when you spend RM2,000 or more a month.
Want that big-ticket item without the financial hit? Convert your purchase into zero-interest instalments for up to 36 months at participating merchants.
Managing existing credit card debt? Transfer your balance to HSBC at a low one-time upfront fee of 3.88% and pay it off over 12 months.
This card supports Apple Pay, Samsung Pay, and Google Pay. Treat yourself to some retail therapy through the HSBC VIP SmartPrivileges Programme, with great deals and discounts at 6,500+ participating outlets nationwide.
Benefits
Free 24-hour loss reporting line
If you lost your credit card, don't hesitate to reach out to HSBC available for you 24/7
SecurePay
Secure transactions when making online purchases with a One-Time-Password (OTP) sent via SMS
Pin and Pay
For improved financial security and to prevent credit card fraud, a 6-digit Personal Identification Number (PIN) will be used for all credit card payments at point-of-sale terminals in Malaysia. Additionally, new credit cards have the contactless Paywave feature, which allows a fast, easy and convenient way to pay.
Email statements
Timely delivery of statements securely and privately so enjoy no lost or misplaced statements. Join HSBC's Go Green Initiative - advocating a paperless environment, and reducing global carbon footprint.
Cash Advance
Flexibility for emergency use or when a credit card payment is not acceptable. No documents are required and enjoy 24-hour instant cash withdrawal from any ATMs worldwide.
Balance Transfer
Consolidate your other credit card outstanding balances and enjoy a low 3.88% one-time upfront handling fee for 12 months.
Cash Instalment Plan
Convert available credit limit into cash and enjoy interests as low as 3.88% p.a. and 4.88% p.a. for new-to-card and existing-to-card customers respectively, for up to 12 months of repayment period.
Terms and Conditions
Product review by CompareHero
Cashback galore for extra savings
Spending on daily essentials can be expensive especially if you’re always out and about but with a cashback credit card like the HSBC Amanah MPower Platinum Credit Card-i, you’ll have a little extra savings with every swipe and tap.
This card rewards you with up to 8% cashback when your monthly spending on petrol, grocery shopping and e-wallet transactions/reloads hit above RM2,000. If it doesn’t, you’ll earn 1% cashback instead on the same categories, with a monthly cap of RM15 all the same.
- Petrol: any stations nationwide
- Grocery shopping: Giant, Lotus’s, AEON BiG and Mydin
- E-wallet transaction/reload: GrabPay, Touch ‘n Go, SamsungPay and FavePay
Moreover, an unlimited 0.2% cashback is also yours to collect on other eligible local and overseas retail spending. Maximize your cashback earnings with a supplementary card too while you’re at it!
HSBC credit features
As an HSBC credit card holder, you are also entitled to enjoy a few credit features such as the HSBC Card Instalment Plan, HSBC Cash Instalment Plan, and HSBC Balance Transfer Instalment, etc.
HSBC Card Instalment Plan
Have your eyes on that brand-new LED TV? Or fancy upgrading to a new sofa? With this instalment plan, you can stretch the payment for up to 36 months at 0% interest.
HSBC Cash Instalment Plan
In need of emergency cash? You have the flexibility to borrow and withdraw for up to 60% of your credit limit with 3.88% p.a. interest (for new-to-card customers) and 4.88% p.a. interest (for existing-to-card customers) for 12 months with this plan.
HSBC Balance Transfer Instalment
If you have multiple credit cards with outstanding balances from other banks, you can transfer them to this plan via a new HSBC credit card and enjoy a low 3.88% one-time upfront handling fee and a longer repayment period of 12 months.
What are the eligibility criteria to apply?
Anyone aged 21 years and over is eligible to apply as the principal cardholder. You also must earn a minimum annual income of RM102,000 to apply for the HSBC Amanah MPower Platinum Credit Card-i.
Frequently Asked Questions (FAQ)
What are the main benefits of HSBC Amanah MPower Platinum Credit Card-i?
• Unlimited 0.2% cashback monthly on other local and overseas spending
• Cashback earned is capped at RM15 per category per month
• Up to USD200 for E-Commerce Purchase Protection
• Discounts at participating shopping outlets nationwide
• Donate to any charity causes and HSBC will make a 1% contribution to their supported charities