HSBC Premier Travel Credit Card
Exclusive to HSBC Premier clients. Earn fast AirMiles, enjoy premium USD travel insurance, and unlock elite global airport lounge benefits.
Eligibility
Minimum Monthly Income
N/A
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
By-invitation and eligible for HSBC Premier Elite account members only with a minimum of RM3,000, 000 in total relationship balance with HSBC
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year and you spend over RM45,000 annually in the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn up to 1.1 Air Miles on every spend
Maximize your global purchasing power. Earn an accelerated 1.1 Air Miles for every RM1 spent on overseas transactions (capped at 20,000 Air Miles monthly), and 1 Air Mile for every RM4 spent on local transactions (capped at 30,000 Air Miles per calendar month). Beyond elite airline frequent flyer redemptions, you have the flexible option to convert your earned Air Miles into direct cash back contributions to your child's HSBC Premier Junior Savers Account.
Elite Travel Perks
Travel the world first-class with 12x complimentary annual visits to participating Plaza Premium Lounges worldwide, paired with global data roaming via Flexiroam across 150+ countries. Your journeys are elevated with unlimited free access to Medi24 Digital Health services and exclusive savings of up to 10% on Expedia and Agoda hotel bookings. Terms apply.
Secure Shopping & Flexible 0% Instalments
Shop with absolute peace of mind knowing your online purchases are secured by an e-commerce protection plan worth up to USD 200 by Mastercard. Plus, bring home your dream items instantly without the financial strain by splitting your payments into a 0% p.a. instalment plan for up to 36 months at over 500 participating merchants.
HSBC Balance Transfer Instalment
Take control of your finances and clear your outside card balances efficiently with the HSBC Balance Transfer Instalment program. Consolidate your outstanding debt onto your card to enjoy a structured 12-month repayment timeline at 0% interest, with just a low, one-time upfront fee of 3.88%.
Premium Privileges
Link your card to Apple Pay, Google Pay, or Samsung Pay for quick, daily payments. Your spending also gives back to the community: when you use your card, HSBC contributes 1% of the value to its partner charitable organizations. On top of that, you can hit the greens with exclusive Mastercard golf perks. Enjoy 50% off green fees at 42 selected golf clubs and book professional golf lessons at a participating academy in Singapore, valid until 15 January 2027. Terms and conditions apply to all perks.