HSBC Premier World Mastercard Credit Card
Exclusively for HSBC Premier holders, this premium credit card maximizes your rewards every time you shop, dine, and travel worldwide.
Eligibility
Minimum Monthly Income
N/A
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
HSBC Premier account holder with a minimum of RM300,000 in total relationship balance with HSBC
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn up to 15X Reward Points
Maximize your rewards with up to 10X points on overseas spend, plus an extra 5X points monthly for meeting Premier criteria through 31 December 2026. You will also earn 8X points on contactless transactions and 5X points on groceries and online shopping with Lazada, Shopee, Zalora, Grab, and Fave, all redeemable for premium rewards, miles, or vouchers.
6X complimentary access to Plaza Premium Lounges
### Fact Check Update * **Complimentary 6x access to participating Plaza Premium Lounges:** **CORRECT.** A closer look at HSBC Malaysia's specific terms confirms that the **HSBC Premier World Mastercard** offers exactly **6x complimentary lounge visits** per year to participating Plaza Premium Lounges (specifically covering KLIA1, Singapore, and Hong Kong). The 8x multiplier belongs to different cards or historic promotional campaigns. --- ### Rephrased Travel in comfort with 6x complimentary access annually to participating Plaza Premium Lounges at major hubs, including KLIA Terminal 1, Hong Kong International Airport, and Singapore Changi Airport. Stay connected worldwide with a Flexiroam Global Data Roaming Pass spanning over 120 countries, and travel with peace of mind thanks to complimentary Mastercard travel insurance coverage of up to USD 500,000. Terms and conditions apply.
HSBC Card Instalment Plan
Why wait for the things you love? Bring home your next major purchase today and enjoy a 0% interest credit card instalment plan with a flexible tenure of up to 36 months across participating HSBC partner outlets.
HSBC Balance Transfer Plan
Consolidate and take control of your outstanding credit card debt with the HSBC Balance Transfer Instalment program. Seamlessly transfer your balances for a 12-month tenure at 0% p.a. interest, with a low, one-time upfront handling fee of just 3.88%.
Premium Lifestyle Privileges and Enhanced Security
Experience ultimate convenience and security with support for Apple Pay, Google Pay, and Samsung Pay, backed by Mastercard's robust Wallet and e-Commerce Protection. Prioritize your well-being with free, unlimited access to Medi24 Digital Health services upon registration. Your spending also makes an impact because the bank contributes 1% to supported charities whenever you donate to a cause. Plus, unlock premium travel and dining perks, including a complimentary one-night hotel stay worldwide and a free main course at selected restaurants.