Lazada UOB Card
Earn 10X UNIRM on Lazada spend, plus 5X on lifestyle and entertainment spend.
Get a Apple MacBook Pro M5 worth RM 8,299when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2026).
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn 10X UNIRM for every RM1 Lazada purchases and Lazada Wallet spend/reload (any spend above RM500 will earn 1X UNIRM for every RM1 spent), 5X UNIRM for every RM1 online lifestyle and entertainment spend (Spotify, Apple.com, Netflix, Grab, ClassPass, iflix, PlayStation, SteamGames, YouTube, KURIN, DeliverEat, Domino's and foodpanda) and insurance and telco spend (any spend above RM500 for each category will earn 1X UNIRM for every RM1 spent). Not just that, earn 1X UNIRM for every RM1 on all other retail spendBonus 1,000 UNIRM when you make a monthly retail spend of RM1,500 and above.
UOB Easy Payment Plans convert purchases made at participating merchants into instalments with low interest rates and longer repayment tenures.
UOB Balance Transfer offers new UOB cardholders 0% one-time upfront handling fees for 6 months and 1% for 12 months. UOB Balance Transfer Instalment offers fixed interest rates of 2.99% per annum for new cardholders, with repayment tenures of 24 or 36 months. The minimum transfer amount is RM1,000, up to 80% of the cardholder's credit limit, whichever is lower.
Benefits
| UNIRM | Spend Categories | Capped Amount/Conditions |
| 10X UNIRM per RM1 | Lazada purchases and Lazada Wallet spend/reload | RM500 (1X UNIRM per RM1 after exceeding the cap) |
| 5X UNIRM per RM1 | Online lifestyle and entertainment spend (Spotify, Apple.com, Netflix, Grab, ClassPass, iflix, PlayStation, SteamGames, YouTube, KURIN, Grab, DeliverEat, Domino's and foodpanda) Insurance and telecommunications spend | RM500 (for each category / 1X UNIRM per RM1 after exceeding the cap) |
| 1X UNIRM per RM1 | All other retail spend | None |
| Bonus 1,000 UNIRM | All retail spend | Spend RM1,500 every month |