Maybank 2 Cards Premier
Earn up to 10x TreatsPoints on overseas spend, convert them to air miles, and enjoy golf and dining privileges worldwide.
Eligibility
Minimum Monthly Income
RM 8,333 (RM 100,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year. The subsequent year's fee is waived with spending of RM80,000 annually. Otherwise, RM800 annual fee is charged for the Principal Card while it is free for the Supplementary Card
Late Payment Fee
RM 25 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Get a bonus 10,000 TreatsPoints on your first spend (principal cardholder only). Earn 10x TreatsPoints on overseas spend, 5x on local dining, 3x on other local spend, and 1x on other eligible transactions. Your points are valid for 3 years, so be sure to redeem them for gifts and vouchers before they expire, or convert 12,500 TreatsPoints into 1,000 Enrich, KrisFlyer, or Asia Miles. Note that government body spend and e-wallet reloads don't earn any points.
Charge your full flight fare to this card and you're automatically covered with travel insurance of up to RM1 million, including baggage loss, delay, and other travel inconveniences. Terms apply. You'll also get up to 40% off dining (excluding alcoholic beverages) at participating Marriott Bonvoy hotels and resorts across Malaysia, for groups of up to 10 guests, valid until 31 March 2027.
Enjoy interest rates as low as 0% for up to 36 months on big-ticket purchases — just convert them into easy monthly instalments instead of paying it all upfront. For other purchases, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer your existing debts to your new Maybank credit card and enjoy lower interest rates with a longer repayment period.
Enjoy up to 50% off food and beverages at participating restaurants in Shangri-La Kuala Lumpur, with up to 52 visits per cardmember across all participating restaurants, valid until 28 February 2027. Golfers will also love this — get complimentary green fees at selected clubs worldwide, plus a 10% discount for your guest, valid until 31 December 2026. Terms apply.
Benefits
Travel insurance Coverage
- Complimentary Accidental Death and Disablement coverage of up to RM1,000,000 for American Express Reserve card
- Also includes travel inconvenience coverage for missed connections, luggage delay and luggage loss
Dining Privileges (valid until 28 February 2027)
| Restaurant / Outlet | Benefits |
| Arthur's Bar & Grill, Lemon Garden, Shang Palace, Zipangu | 50% savings with 2 diners 30% savings with 3-4 diners 20% savings with 5-10 diners |
| Lobby lounge Lafite Arthur's Bar & Grill | 20% savings on beverages 10% savings on your bottles of Liquor |
Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges
- Up to 40% savings for premium cardmembers for a maximum of 10 diners at participating hotels
- Up to 30% savings for other Maybank cardmembers for a maximum of 10 diners at participating hotels
All Day Dining Restaurants (at participating hotels):
- 40% off food and non-alcoholic beverages for premium cardmembers
- 30% off food and non-alcoholic beverages for ALL OTHER cards
Speciality Restaurants:
- Up to 30% off food and non-alcoholic beverages for ALL cards
Participating Hotels:
- Le Meridian KL
- Le Meridian Putrajaya
- Le Meridian Kota Kinabalu
- The Westin KL
- The Westin Langkawi Resort & Spa
- Sheraton Imperial KL
- Four Points by Sheraton Puchong
- Aloft KL Sentral
- Element KL
Other Restaurants:
- 15% off food and non-alcoholic beverages for ALL cards
Participating Hotels:
- The St Regis KL
- The St Regis Langkawi
- W Hotel KL
- The Andaman Langkawi
Golf Privileges
- Complimentary Green Fees for card members at selected Golf Clubs globally
- 10% savings on green fees for guests
- Must make a minimum spend of RM8,000 in the previous month to make golf bookings
- Cardmembers play up to 2 times a month
Minimum paying guest required:
| Malaysia Singapore Indonesia Philippines | No paying guest required |
| Thailand Vietnam Cambodia | One paying guest required |
| Australia China United Arab Emirates Turkey South Africa Spain USA United Kingdom France Portugal Denmark | Two paying guests required |
- Applicable ONLY to Principal cardmember
- Complimentary golf at world-class golf courses
- Minimum 2 golfers per flight for weekday bookings
- Minimum 3 golfers per flight for weekend bookings
- All bookings must be made via Maybank Group Customer Care only
- Cardmembers will not be granted access rights without prior bookings
- Up to 4 principal cardholders for complimentary green fees for a selected country
- Offers are subsidised by Maybank and not direct offers from Golf Clubs
- Subject to charges for buggy, caddie, turf mate, locker fee and/or insurance at walk-in rates
- Valid until 31 December 2026 (terms apply)
Maybank TreatsPoints
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
*12,500 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles
Terms and Conditions
Product review by CompareHero
For an ultimate rewarding credit card, the Maybank 2 Cards Premier does it justice by offering rewards one could not resist. From being able to earn TreatsPoints and converting them into Air Miles to various dining discounts, the Maybank 2 Cards Premier provides you with the best benefits from 2 Maybank Premier Cards, instead of one.
Earn 10x TreatsPoints with the Maybank 2 Cards Premier
For all your local and international transactions or other selected purchases, receive 3x TreatsPoints, 10x TreatsPoints and 1x TreatsPoints respectively. Please see the table below to check out the selected spending categories.
- International/Overseas Spending: 10X TreatsPoints for every RM1 spend
- Local Dining (MCC 5811, 5812, 5813 and 5814): 5X TreatsPoints for every RM1 spend
- Local Spending: 3X TreatsPoints for every RM1 spend
- Utility, Education, Insurance and EzyPay Instalment: 1X TreatsPoint for every RM1 spend
Note: New benefits effective 1 June 2026. The TreatsPoints earned are valid for a maximum of 3 years before they expire.
Enjoy the various travel perks from the Maybank 2 Cards Premier
One of the main highlights of the Maybank 2 Cards Premier is being able to redeem Air Miles points with your TreatsPoints.
Convert your TreatsPoints into Air Miles
All these accumulated TreatsPoints will not go to waste! Be rewarded with cheap flights when you convert your TreatsPoints into Air Miles. For every 12,500 TreatsPoints collected, you can earn 1,000 Air Miles with Enrich Miles (Malaysia Airlines), KrisFlyer Miles (Singapore Airlines) and Asia Miles.
Complete coverage when travelling overseas
Anything can happen when you travel overseas. As a Maybank 2 Cards Premier cardholder, you are entitled to receive complimentary Disablement and Accidental Death insurance coverage up to a million Ringgit Malaysia. When you encounter any loss of luggage or missed flights, you will be able to receive the necessary coverage for this as well.
Lifestyle offers and discounts
Golf enthusiasts will enjoy the complimentary green fees to play at more than 70 clubs in over 10 countries. At local golf clubs, receive complimentary green fees at all the 4 Premier Golf Clubs in Malaysia as well as the international 9 Premier Golf Clubs. Additionally, when you bring along a guest, you are able to receive 10% off their green fees.
When you dine at Shangri-La Hotel located in Kuala Lumpur, Maybank 2 Cards Premier cardholders get to enjoy up to 50% OFF (depending on how many people you dine there with) on their Lemon Garden Cafe, Arthur’s Bar & Grill, Zipangu and Shang Palace. When you purchase their F&B at their Lafite, Lobby Lounge or Arthur’s Bar & Grill, receive up to 20% savings and 10% for alcohol bottles. Furthermore, when you dine at participating Marriott Bonvoy Hotels & Resorts, receive up to 40% OFF when you dine up to 10 pax. This does not include alcoholic beverages, though.
Frequently Asked Questions (FAQ)
How do I apply for the Maybank 2 Cards Premier Reserve American Express®?
What are the requirements needed for Maybank 2 Cards Premier Reserve American Express®?
Is there an annual fee for Maybank 2 Cards Premier Reserve American Express®?
What are the fees or charges applied for Maybank 2 Cards Premier Reserve American Express®?
What are the benefits of Maybank 2 Cards Premier Reserve American Express®?
• 5x TreatsPoints earned on international transactions
• 2x TreatsPoints earned on local transactions
• 1x TreatsPoints earned on transactions under the categories of EzyPay, Utilities, Insurance and Education
• 10,000 TreatsPoints as a bonus upon your first card spending