Maybank 2 Gold Cards
Two cards in one, with 5% cashback on weekends, 5x TreatsPoints on weekdays, including petrol spending. Enjoy zero annual fees for life!
Get a Cash via DuitNow worth RM 2,500when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 2,500 (RM 30,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 25 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Spend any amount over the weekend, locally or abroad, and earn 5% cashback on your Maybank 2 American Express Card, capped at RM50 a month per principal cardholder.
Earn 5x TreatsPoints on all weekday spending with your Maybank 2 American Express Card, or 1x TreatsPoints on every purchase with your Mastercard or Visa. Redeem your points for gifts, vouchers, or air miles — 20,000 TreatsPoints gets you 1,000 Enrich, KrisFlyer, or Asia Miles. Note that government bodies, JomPay, FPX transactions, and e-wallet reloads don't earn any points.
Fill up on weekdays and earn 5x TreatsPoints with your Maybank 2 American Express Card, capped at RM500 per transaction. Spend more than that, and you'll earn 1x TreatsPoints instead. Or swipe your Maybank 2 Mastercard or Visa any day of the week for 1x TreatsPoints on petrol.
Enjoy interest rates as low as 0% for up to 36 months on big-ticket purchases — just convert them into easy monthly instalments instead of paying it all upfront. For other purchases, Maybank EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer your existing debts to your new Maybank credit card and enjoy lower interest rates with a longer repayment period.
Benefits
Maybank TreatsPoints
- Government Bodies/JomPAY/FPX: No TreatsPoints
- Education Institutions: 1x Point
- Insurance Providers: 1x Point
- Utilities: 1x Point
- 0% EzyPay: 1x Point
- E-Wallet Reloads: No TreatsPoints
Maybank 2 American Express Gold Card
- 5% cashback for all local and overseas purchases made on weekends (except for government bodies and utilities, capped at RM50 per month)
- 5X TreatPoints for every RM1 on weekday retail spending and petrol transactions (capped at RM500 per transaction)
- Except for the Maybank 0% EzyPay Instalment Plan, Education Institutions, Insurance providers, and utilities, which earn 1X TreatsPoints; No TreatsPoints will be awarded for spend on government bodies.
Annuals Fees
Lifetime Fee Waiver for principal and supplementary cards
Product review by CompareHero
With the Maybank 2 Gold Cards, you’ll get the best of both worlds by having a joint account instead of two separate accounts in just one application. Not only will you be able to enjoy the Maybank American Express Malaysia rewards, but also the benefits of the Maybank Mastercard or Visa Card by simply owning a single credit card.
Enjoy 5% Maybank American Express Cash Back
For all your weekend local or international expenses, charge it to your Maybank AMEX credit card to earn 5% cashback credited into your account, capped at a maximum of RM50 monthly or RM600 yearly. This only applies for retail purchases and transactions.
Note: This does not apply to transactions made for utilities and government bodies.
Reap the rewards of the Maybank 2 Gold Cards
On weekdays, you'll earn 5x TreatsPoints on overseas and local spending, such as groceries, dining, shopping, travel, and more, when you swipe your Maybank 2 American Express Card, or 1x TreatsPoints with your Maybank 2 Mastercard or Visa Card.
The same applies to petrol, though the 5x rate on your AMEX card is capped at RM500 per transaction; anything above that earns 1x TreatsPoints instead.
For insurance, utilities, the Maybank 0% EzyPay Instalment Plan, and education institutions, you'll earn 1x TreatsPoints when you swipe your Maybank 2 American Express Card.
Note: For all transactions made for government bodies, FPX or JomPay, TreatsPoints will not be rewarded.
Zero annual fees with the Maybank 2 Gold Cards
The best part about the Maybank 2 Gold Cards is that you will have a lifetime free annual fee. Both primary and supplementary cardholders are entitled to receive this feature.
Exclusive offers and promotions for Maybank credit cardholders
When you own the Maybank 2 Gold Cards, you will automatically be entitled to various discounts and offers ranging from categories related to travel, entertainment, dining and many more. These offers include getting your coffee fix from San Francisco Coffee, indulging in Korean or Japanese cuisine, as well as overseas promotions such as the Lotte World Theme Park ticket promotion in Korea.
Frequently Asked Questions (FAQ)
How do I apply for the Maybank 2 Gold Cards?
What are the fees or charges applied for the Maybank 2 Gold Cards, if any?
What are the benefits of Maybank 2 Gold Cards?
• 5x TreatsPoints for the Maybank 2 AMEX Credit card, 1x TreatsPoints for the Maybank Mastercard or Visa Card
• Exclusive offers and discounts for all Maybank cardholders at various dining, shopping, travel outlets worldwide