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5X TreatsPoints, 5% Cashback
Maybank 2 Platinum Cards
Maybank 2 Platinum Cards

Maybank 2 Platinum Cards

RM 5,000Min. Monthly Income
RM 0Annual Fee
15% p.aInterest Rate

Get two cards in one, earning 5% cashback on weekends and TreatsPoints on weekdays, with up to RM700,000 travel insurance and zero annual fee.

Cash via DuitNow

Get a Cash via DuitNow worth RM 2,500when you apply with CompareHero*

* T&Cs apply

Eligibility

Minimum Monthly Income

RM 5,000 (RM 60,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Malaysians and Expatriates

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest 3 months salary slip
  • Latest 6 months bank statement

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for life

Late Payment Fee

RM 25 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • Earn 5% cashback on all retail transactions made over the weekend with the Maybank 2 American Express Card, capped at RM50 a month.

  • Earn 5x TreatsPoints on weekday retail purchases with your Maybank 2 American Express Card, or 1x TreatsPoints on other local and overseas spend with your Maybank 2 Mastercard/Visa. Redeem your accumulated points for gifts, vouchers, or air miles — 20,000 TreatsPoints gets you 1,000 Enrich, KrisFlyer, or Asia Miles.

  • Charge your travel fares to this card and you're automatically covered with travel insurance of up to RM700,000, including coverage for travel inconveniences. Terms apply.

  • earn 5x TreatsPoints with your Maybank 2 American Express Card, or 1x TreatsPoints if you swipe with your Maybank 2 Mastercard/Visa.

  • Enjoy interest rates as low as 0% for up to 36 months on big-ticket purchases — just convert them into easy monthly instalments instead of paying it all upfront. For other purchases, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.

  • Transfer your existing debts to your new Maybank credit card and enjoy lower interest rates with a longer repayment period.

Benefits

Maybank TreatsPoints

  • Government Bodies/JomPAY/FPX: No TreatsPoints
  • Education Institutions: 1x Point
  • Insurance Providers: 1x Point
  • Utilities: 1x Point
  • 0% EzyPay: 1x Point
  • E-Wallet Reloads: No TreatsPoints

Maybank 2 American Express Platinum Card

  • 5% cashback for weekend retail purchases (except for government bodies and utilities on weekends, capped at RM50 per month)
  • 5X TreatPoints for every RM1 on weekdays retail spending only

*Except for the Maybank 0% EzyPay Instalment Plan, Education Institutions, Insurance providers, and utilities, which earn 1X TreatsPoints; No TreatsPoints will be awarded for spend on government bodies.

Annuals Fees

Lifetime Fee Waiver for principal and supplementary cards

Product review by CompareHero

The Maybank 2 Cards Platinum is a combination of the Maybank 2 AMEX Platinum Card and the Maybank 2 Visa Platinum Mastercard or Visa Card! Enjoy the best of both worlds with the benefits offered by each credit card.

5% cashback for your weekend spending

When you swipe your weekend expenses and purchases using the Maybank 2 AMEX Credit Card, enjoy 5% cashback capped at RM50 a month, including your petrol, dining, groceries and shopping transactions.

Earn TreatsPoints with the Maybank 2 Cards Platinum

With the Maybank 2 Platinum Card, enjoy all the Maybank TreatsPoints during the weekdays, which you can redeem from Maybank itself.

Receive TreatsPoints for every RM1 spent

When it comes to your petrol expenses, earn 1x TreatsPoints when you make your payment with the Maybank 2 AMEX Credit Card. You can also get to earn 1x TreatsPoints for your groceries and shopping expenses when you make your payments with the Maybank 2 Mastercard or Visa Card.

However, with the Maybank 2 AMEX Credit Card, when you make your groceries, dining and shopping expenses, you are able to earn 5X TreatsPoints instead, an extra boost! For all your local and international travelling expenses, if you swipe your Maybank 2 AMEX Credit Card, you get to receive 5x TreatsPoints.

No annual fees for the Maybank Dual Card

We all know annual fees are simply just extra expenses every month that could burn a hole in your pocket. With the Maybank 2 Platinum Card, there is no annual fee for a lifetime!

Extra protection plan with the Maybank 2 Platinum Cards

All Maybank 2 Platinum Cardholders have the privilege to receive travel insurance as high as RM700,000 if they purchase their travel tickets with the card. This also included any luggage losses or delays, flight delays or missed connections, with a coverage of up to RM2,500 from Maybank.

Exclusive dining offers and promotions

Maybank 2 Platinum Card cardholders are entitled to various dining offers and promotions when they dine at any SPF Hotels and Resorts across the nation. You could save up to 50% when you swipe your Maybank 2 AMEX Credit Card for your food bills.

Frequently Asked Questions (FAQ)

How do I apply for the Maybank 2 Platinum Cards?
At CompareHero, we offer a convenient way to apply for the Maybank 2 Platinum Cards. In just a few simple steps, apply on your website and fill in the necessary details, and we will process your application from there.
What are the Maybank 2 Platinum Cards requirements?
For both principal and supplementary cardholders, you have to be earning a minimum income or RM5,000 or RM60,000 yearly. You also have to be at least 21 years old and above to apply for the principal card. However, if you are below 21 years old, you can opt for the supplementary card, provided you are at least 18 years old.
What is the annual fee for Maybank 2 Platinum Cards?
There is no annual fee for both principal and supplementary cardholders for as long as you own the Maybank 2 Platinum Card. That’s the best part about this credit card!
What are other fees or charges applied for Maybank 2 Platinum Cards?
Although there are no annual fee charges, there are the usual interest rates which are from 15% to 18% annually. If you make your payments late, you will be charged RM10 or 1% of the overdue balance. There is no balance transfer rate during the 12 months Balance Transfer period though.
What are the benefits of the Maybank 2 Platinum Cards?
• 5% cashback for weekend retail transactions (capped at RM50 monthly, excluding government bodies' spend and utilities)
• 1x to 5x TreatsPoints for transactions made locally or internationally during the weekdays
• Exclusive Maybank dining privileges and offers, receive up to 50% OFF
• No annual fees all year long
Who should get Maybank 2 Platinum Cards?
If you’re looking for a credit card without annual fees, the Maybank 2 Platinum Cards offers just that! When you are always making purchases during the weekends for shopping, petrol and dining, then you will benefit from this card. Aside from that, you also get to enjoy earning points and redeeming them in exchange for their exclusive products such as a wireless mouse, golf umbrella and many more.