Maybank American Express Platinum
A premium AMEX lifestyle card to earn 5x Membership Reward™ Points on your groceries, petrol, telco, and bookstores spending.
Eligibility
Minimum Monthly Income
RM 5,000 (RM 60,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year. Thereafter, RM800 annual fee is charged for the Principal Card and RM550 for the Supplementary Card. But you get 2 free Supplementary Cards and the 3rd card onwards will be charged RM550 annual fee each
Late Payment Fee
RM 25 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn Membership Rewards™ Points on every Ringgit spent across groceries, petrol, telco, selected cineplexes, participating bookstores, utilities, education, EzyPay, insurance, and retail shopping. Redeem your accumulated points for exclusive gifts and vouchers, or convert 12,500 points into 1,000 Enrich, KrisFlyer, or Asia Miles.
Get round-the-clock phone assistance wherever you travel. Charge your travel fares to this card and you're automatically covered with Travel Personal Accident coverage of up to RM700,000, including missed flight connections, luggage delay, and luggage loss. Terms apply.
Enjoy interest rates as low as 0% for up to 36 months on big-ticket purchases — just convert them into easy monthly instalments instead of paying it all upfront. For other purchases, Maybank EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer your existing debts to your new Maybank credit card and enjoy lower interest rates with a longer repayment period.
Don't miss up to 50% off food and beverages at selected restaurants in Shangri-La Hotel, Kuala Lumpur, for groups of up to 10 diners. You're entitled to up to 52 visits during the campaign period, valid until 28 February 2027. Terms apply.
Benefits
Travel insurance Coverage
- Complimentary Travel Personal Accident coverage of up to RM700,000
- Travel inconvenience coverage for missed connections, luggage delay and luggage loss are also included
Purchase Protection
Insured against damage or theft for 90 days from the date of purchase
Dining Privileges
| Restaurant / Outlet | Benefits |
| Arthur's Bar & Grill, Lemon Garden Cafe, Shang Palace, Zipangu | 50% savings with 2 diners 30% savings with 3-4 diners 20% savings with 5-10 diners |
| Lobby lounge, Lafite, Arthur's Bar & Grill | 20% savings on beverages 10% savings on your bottles of Liquor |
Maybank AMEX Membership Rewards™ Points
- Government Bodies/JomPAY/FPX: No TreatsPoints
- Education Institutions: 1x Point
- Insurance Providers: 1x Point
- Utilities: 1x Point
- 0% EzyPay: 1x Point
- E-Wallet Reloads: No TreatsPoints
*12,500 AMEX Membership Rewards™ Points = 1,000 Enrich/KrisFlyer/Asia Miles
Terms and Conditions
Product review by CompareHero
For those living on the upper-tier side, make use of the premium lifestyle the Maybank American Express Platinum Card has to offer. From luxury meals to premium lounges, be pampered by the AMEX Platinum while getting rewarded in return!
Earn membership rewards points with the Maybank AMEX Platinum
Nothing feels better than getting rewarded for all the times you make a purchase! For every RM1, you could earn 5 points at selected grocery stores, cinemas, bookstores, as well as telco. For your retail purchases, you can earn 2 points, whether you swipe your American Express Credit Card in Malaysia or internationally. As for transactions made for petrol, education, utilities, EzyPay instalments and insurance, you will earn 1 point.
Indulge in luxury meals with up to 50% discount
Fancy premium steak and exquisite meals? Satisfy your love for fine dining with the Maybank American Express Platinum Card! Enjoy up to 50% OFF on your food and drinks when you dine at Shangri-La Hotel Kuala Lumpur. Take note that this deal only lasts until 28 February 2027.
Exclusive privileges with the Maybank AMEX Platinum Card
With the Maybank American Express Platinum Credit Card, you will be able to receive up to RM700,000 in total for your travel insurance. This includes times when you need emergency help, such as when you get injured performing sports activities and so on. Your hospital bills will be covered by Maybank. Plus, you will also receive retail protection for up to RM15,000 for each item, while your card account per year will be RM100,000. You will be guaranteed the benefits of getting refunds or exchanges whenever necessary.
Frequently Asked Questions (FAQ)
How do I apply for the Maybank American Express Platinum Credit Card?
What are the fees or charges applied for Maybank American Express Platinum Credit Card, if any?
What are the requirements needed to apply for Maybank American Express Platinum Credit Card?
What is the annual fee for Maybank American Express Platinum Credit Card?
What are the top benefits of the Maybank American Express Platinum Credit Card?
• 2x Rewards Points for all transactions made internationally or locally
• 1x Rewards Points for transactions made in regards to petrol, EzyPay, education, insurance
• Up to 50% OFF for fine dining meals at Shangri-La Hotel Kuala Lumpur or Marriott Bonvoy
• Exclusive premium privileges when you travel such as complimentary travel insurance