Maybank Islamic Ikhwan American Express Platinum Card-i
8% online cashback on a Shariah-compliant card with no annual fee for life.
Eligibility
Minimum Monthly Income
RM 3,333 (RM 40,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
8% cashback on Online Spending during Ramadhan and Syawal (capped at RM100 monthly with minimum spend of RM100 and above), 8% cashback on Online Spending throughout the year (except Ramadhan and Syawal, capped at RM50 monthly with minimum spend of RM100 and above) and RM25 cashback as a bonus Welcome Gift with minimum accumulative retail spending of RM300 within 60 days from the card approval date.
3X TreatsPoints for every RM1 spent on Selected Eco-Friendly Merchants (except Online Spending), 2X TreatsPoints for every RM1 spent on Eligible Local Spending and 1X TreatsPoints for every RM1 spent on Petrol, Government, Utilities, Education & Takaful/Insurance. TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles).
Split big purchases into 0% monthly instalments for up to 36 months. For everything else, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer existing credit card debt to your Maybank card at lower interest rates with a longer repayment period.
Terms and Conditions
Product review by CompareHero
If you’re looking for a credit card that follows the Shariah principle of Ujrah, the Maybank Islamic Ikhwan Card-i is the card for you. Enjoy getting rewarded while you swipe away your credit card for various purchases and transactions.
Reap the rewards of earning Maybank TreatsPoints
For all Maybank Islamic Ikhwan AMEX Platinum Card-i holders, for every RM1, receive 3x TreatsPoints when you spend on selected eco-friendly merchants in-store, 2x TreatsPoints for eligible local spending, except online spending, petrol, government utilities, education and Takaful spend as you get to receive 1X TreatsPoint for them instead. Every time you want to make a purchase, simply charge them to your credit card to collect the TreatsPoints. Unfortunately, these TreatsPoints expire within 3 years, so be sure to make use of them and redeem them.
Note: You won’t receive TreatsPoints for transactions made under the following categories: e-wallet reloads and government services.
Shop ‘til you drop online
Nowadays, most people would opt to shop online rather than go to an actual physical store. If you happen to be one of them, then you’ll be happy to know about the chance to go on an online shopping spree via globalshop! Not to mention, you can receive 8% cashback when you shop online (at least RM100 or above) during Ramadhan and Syawal and throughout the year but both categories are capped at RM100 and RM50 per month, respectively.
Additionally, you also get instant access to online shopping or travel merchants with AMEX SELECTS.
Convenient facilities
Having trouble paying your important bills on time? No worries! Just auto-deduct from your Maybank Islamic Ikhwan AMEX Platinum card by using their express autopay feature. You won’t have to worry about missing your overdue bill anymore! If you have even more trouble with your credit card by being unable to pay your repayments on time, you can always opt for the Maybank Islamic Balance Transfer for an interest rate of 0%, with a payment term that goes as long as 36 months.
Frequently Asked Questions (FAQ)
How will I be able to apply for the Maybank Islamic Ikhwan American Express Platinum Credit Cardard-i?
What are the Maybank Islamic Ikhwan American Express Platinum Credit Card-i requirements?
Is there an annual fee for the Maybank Islamic Ikhwan American Express Platinum Credit Card-i?
What are the fees or charges applied to the Maybank Islamic Ikhwan American Express Platinum Credit Card-i?
What are the main benefits of the Maybank Islamic Ikhwan American Express Platinum Credit Card-i?
• 3x TreatsPoints for spending on selected eco-friendly merchants
• 2x TreatsPoints for local retail transactions
• 1x TreatsPoint for petrol, government utilities, education and Takaful/Insurance transactions
• 8% cashback on online spending during Ramadhan and Syawal, capped at RM100 monthly with minimum spend of RM100 or above
• 8% cashback on online spending throughout the year (except Ramadhan and Syawal), capped at RM50 monthly with minimum spend of RM100 or above
• Autopay your bills on time by charging directly to your credit card
• Low Balance Transfer interest rate with a longer period of repayment up to 36 months
• Zero annual fees for a lifetime