Maybank Islamic Ikhwan Mastercard Platinum Card-i
Shariah-compliant card with 5% cashback on petrol and groceries every Fri and Sat, plus zero annual fee.
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Eligibility
Minimum Monthly Income
RM 3,333 (RM 40,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
5% cashback on Petrol and Groceries (Friday and Saturday only, capped at RM50 monthly).
1X TreatsPoints for every RM1 on Local and Overseas Retail Spending and 1X TreatsPoints for every RM1 on Utilities, Insurance, Education and 0% EzyPay. TreatsPoints can be redeemed with gifts, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles).
Save more every time you fill up on Fridays and Saturdays, capped at RM50 per month.
Split big purchases into 0% monthly instalments for up to 36 months. For everything else, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer existing credit card debt to your Maybank card at lower interest rates with a longer repayment period.
One weekly Umrah winner (package for 2pax, subject to a minimum retail spending of at least RM200 or above in a single receipt)
0.1% contribution on Charity spend
Benefits
Umrah Trip
3 monthly Umrah winner (package for 2 pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Muslims) - non-exchangeable / transferable. Spend a retail transaction of RM200 minimum on a single receipt. Every RM200 and above spent in a single receipt is equivalent to 1x Entry.
Charity Fund
With every spending, the Bank will contribute 0.1% for charity purposes.
Maybank TreatsPoints
Every RM1 spent locally and overseas earns 1 TreatsPoints (except for petrol and groceries on Friday and Saturday, as well as spending on government bodies and e-wallet reloads).
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Product review by CompareHero
Making purchases with the Maybank Ikhwan Platinum Mastercard will never be difficult because you’ll earn not only rewards but also do good by giving back to charity. You’ll also stand a chance to win a package trip based on the amount you spend on your credit card.
Get rewarded for all your transactions
Spending money doesn’t have to be a pain, with your Maybank Islamic Mastercard® Ikhwan Platinum Card, you are able to receive as much as a 5% cash rebate for your transactions made at grocery stores or petrol stations, capped at RM50 a month on a Friday or Saturday. This only applies to those owning the principal card.
Aside from earning cashback, you will also receive 1x TreatsPoints for each RM1 spent on your credit card. With all the accumulated TreatsPoints, you can redeem some products from the Maybank TreatsPoints Catalogue. The products offered as essential household items include air fryers, printers and many more.
Give donations to the charity
With the Maybank Ikhwan Mastercard Platinum, you are able to do good while you spend away on your regular purchases. For every spending you make with the credit card, you are able to make a donation of 0.1% effortlessly to MERCY Malaysia and UNICEF, exclusively by Maybank. This would be helpful because you get to do a good deed every single time you make a purchase.
Win a complimentary umrah or travel package
If you are a muslim cardholder, you’ll automatically be entitled to win a pilgrimage Umrah package to Mecca. However if you are of other religions, you are able to win a holiday package. To participate in this, all you have to do is spend in a single receipt a minimum amount of RM200 and it will be counted as an entry. For every receipt that you spend RM200 and above, it will be considered as one entry. The winner will be announced once every 3 months.
Frequently Asked Questions (FAQ)
How do I apply for the Maybank Islamic Ikhwan Mastercard Platinum Card-i?
What are the Maybank Islamic Ikhwan Mastercard Platinum Card-i requirements?
Is there an annual fee for the Maybank Islamic Ikhwan Mastercard Platinum Card-i?
What are the fees or charges applied for Maybank Islamic Ikhwan Mastercard Platinum Card-i?
What are the top benefits of the Maybank Islamic Ikhwan Mastercard Platinum Card-i?
• Gain a 5% cash rebate on petrol and grocery transactions every Friday and Saturday
• Receive 1x TreatsPoints for transactions made locally or internationally
• Win an Umrah package for Muslims or a travel package for non-Muslims
• Give back to charity with every purchase