Maybank Islamic MasterCard Ikhwan Gold Card-i
Shariah-compliant card with 5% rebate on petrol and groceries on Fri & Sat, plus 1x TreatsPoints on retail spend.
Get a Cash via DuitNow worth RM 2,500when you apply with CompareHero*
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Eligibility
Minimum Monthly Income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
5% rebate on Petrol and Grocery spend (Friday and Saturday only, capped at RM50 monthly)
1X TreatsPoints for every RM1 on Overseas and Local Retail, including Petrol, Utilities, Education, Insurance and 0% EzyPay. TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles).
Fill up on Fridays and Saturdays to get up to 5% cashback on petrol, capped at RM50 per month.
Split big purchases into 0% monthly instalments for up to 36 months. For everything else, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer existing credit card debt to your Maybank card at lower interest rates with a longer repayment period.
Three monthly Umrah/Holiday winner (package for 2pax)
0.1% contribution on Charity with every spending
Benefits
Umrah Trip
Three monthly Umrah winner (package for 2 pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Muslims) - non-exchangeable / transferable. Spend a retail transaction of RM200 minimum on a single receipt. Every RM200 and above spent in a single receipt is equivalent to 1x Entry.
Charity Fund
With every spending, the Bank will contribute 0.1% for charity purposes.
Maybank TreatsPoints
Every RM1 spent locally and overseas earns 1 TreatsPoints (except for petrol and groceries on Friday & Saturday, including government bodies' spend and e-wallet reloads).
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Product review by CompareHero
Spending money with your credit card doesn’t have to be an unpleasant experience. With the Maybank Islamic Mastercard Ikhwan Gold Card, it provides you both cashback and rewards for cardholders to enjoy maximum benefits while using a credit card.
Receive cashback and earn TreatsPoints when you swipe your Mastercard Ikhwan Gold Card
Reap the rewards of the Maybank Islamic Mastercard Ikhwan Gold Card and enjoy 5% cashback when you make your purchases on groceries and petrol. You can only receive cashback during Fridays or Saturdays. In order to receive cashback, you have to spend a minimum of RM500. The cashback you are eligible to receive is capped at RM50 per month. Hence, as long as you spend a minimum amount of RM1000 every month, you’ll earn the maximum RM50 back. Take note that this only applies to principal cardholders only.
Swipe away on all your transactions made internationally or locally with your Maybank Ikhwan Credit Card as you will earn 1x TreatsPoints for each transaction. Once you have accumulated enough TreatsPoints, you can redeem gifts and products from Maybank. Bear in mind, you will not earn TreatsPoints for transactions that fall under e-wallet reloads, government services and petrol or groceries when made on a Friday or Saturday.
Giving back to the community
When you’re the owner of the Maybank Mastercard Ikhwan Gold card, you’ll stand a chance to receive a complimentary Umrah Package for 2 at Mecca or a holiday trip if you are a not a muslim. This is one of the ways on how Maybank gives back to their loyal customers. To send in your entry, simply spend a minimum amount of RM200 in one receipt. Each single receipt of RM200 and above will be counted as one entry.
Apart from that, this Maybank Islamic Mastercard also offers a way of charity by contributing to the respective charity organizations. Aligned with the Shariah laws, 0.1% from your spendings will be given back to the society. What a way to make you feel good while spending on your daily necessities or travelling fares
Frequently Asked Questions (FAQ)
How do I apply for the Maybank Islamic Ikhwan Mastercard Gold Card-i?
What are the Maybank Islamic Ikhwan Mastercard Gold Card-i requirements?
Is there an annual fee for the Maybank Islamic Ikhwan Mastercard Gold Card-i?
What are the fees or charges applied for Maybank Islamic Ikhwan Mastercard Gold Card-i?
What are the benefits of the Maybank Islamic Ikhwan Mastercard Gold Card-i?
• Receive 5% cashback on petrol and groceries transactions on Fridays and Saturdays
• Gain 1x TreatsPoints for your transactions
• Secure an Umrah package to Mecca for Muslims or a travel package for non-Muslims
• Give part of your spendings to charity