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Islamic petrol card
Maybank Islamic Petronas Ikhwan Visa Gold Card-i
Maybank Islamic Petronas Ikhwan Visa Gold Card-i

Maybank Islamic Petronas Ikhwan Visa Gold Card-i

RM 2,500Min. Monthly Income
RM 0Annual Fee
15% p.aProfit Rate

Zero annual fee Islamic card with 8% cashback at PETRONAS on weekends and 1% on weekdays.

Eligibility

Minimum Monthly Income

RM 2,500 (RM 30,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Malaysians and Expatriates

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest BE Form with official tax receipt
  • Latest 3 months salary slip
  • Latest 6 months bank statement

Fees & Charges

Profit Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for life

Late Payment Compensation

RM 50 or 5% of the outstanding amount, whichever is higher

Profit Rate

15%

Features

  • Get 8% cashback at PETRONAS on weekends and 1% on weekdays, capped at RM50 per month.

  • 1X TreatsPoints for every RM1 spent on utilities, education, insurance and 0% EzyPay (except government bodies and e-wallet reloads). TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles).

  • Redeem TreatsPoints for PETRONAS petrol vouchers. The more you accumulate, the more you save.

  • Split big purchases into 0% monthly instalments for up to 36 months. For everything else, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.

  • Transfer existing credit card debt to your Maybank card at lower interest rates with a longer repayment period.

  • RM10 per month for Etiqa Mutiara Takaful Plus Plan

Benefits

A Shariah-based card

No annual fee and no conditions attached

Non Compounding Charges

Save more with non-compounding charges every month

Maybank TreatsPoints

Government Bodies / JomPAY / FPXNo TreatsPoints
Education Institutions1x Point
Insurance Providers1x Point
Utilities1x Point
0% EzyPay1x Point
E-Wallet ReloadsNo TreatsPoints

Terms and Conditions

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Product review by CompareHero

Do you happen to travel often on the highways? Well, with the Maybank Islamic Ikhwan American Express Gold Credit Card-i, you get to drive anywhere you’d like while getting rewarded at the same time.

Travel and get rewarded

You don’t get rewarded by travelling with flights, but by driving along the road instead! For all the times you pump petrol to your vehicle at any Petronas station, you get to receive 8% cashback during the weekends! Perfect if you’re too busy on weekdays to head over to the petrol stations. However, if you happen to have no choice but to refill your petrol tank on weekdays, you still get to receive some cashback which is at 1%.

Aside from earning rewards through petrol stations, when you spend on retail transactions, you’ll be entitled to receive 1x TreatsPoints, including groceries! Perfect if you’re always the one that’s heading out to purchase your household daily needs. This also applies to overseas transactions alongside locally.

Transactions involving EzyPay, insurance, utilities and education also enable you to receive 1x TreatsPoints.

The plus point of it all is that all your accumulated TreatsPoints do not have an expiry date! Hence, you can continue to accumulate as much as you want without having to care about whether you’ve got to use them within a time frame.

Exclusive Maybank features

This Maybank Ikhwan PETRONAS Visa Gold Card makes your travelling safer. One fantastic feature that comes along with the Maybank PETRONAS Ikhwan Visa Gold Credit Card is the Etiqa Mutiara Takaful Plus Plan which is a protection plan that only requires RM10 a month to invest.

You will also be happy to know that this credit card also comes with the Maybank feature where you can convert your accumulated TreatsPoints into redeeming several items offered by Maybank such as technology, household, air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles) and many more.

Frequently Asked Questions (FAQ)

How do I apply for the Maybank Islamic PETRONAS Ikhwan Visa Gold Credit Card-i?
Enjoy an efficient way to apply for your credit cards with our easy application process! By applying directly on our website, you’re just a few steps away from getting your hands on the credit card.
What are the Maybank Islamic PETRONAS Ikhwan Visa Gold Credit Card-i requirements?
The required minimum income every month for both supplementary and principal cards is RM2,500 or RM30,000 every year. As for the minimum age requirement, cardholders need to be 21 years old and above (principal card) or 18 years old and above (for supplementary card).
Is there an annual fee for the Maybank Islamic PETRONAS Ikhwan Visa Gold Credit Card-i?
Due to this credit card being based on Shariah principles, there are absolutely zero charges for annual fees. This applies to both the supplementary and principal cards.
What are the fees or charges applied for Maybank Islamic PETRONAS Ikhwan Visa Gold Credit Card-i?
Of course, despite having no annual fees, there are still the regular finance charges applied to this credit card. The levels go from 15%, 17% and up to 18% annually. Each of these levels are based on how consistent you are with your repayments. When you pay consistently for 12 months, you’ll get the lowest rate which is at 15%. If you pay 10 months out of that 12 months, then you’ll be charged with 17%. Lastly, if you are late for more than that, then it’ll be 18%. The late payment charges are as of other Maybank cards which is 1% or RM10 from the total balance that is overdue.
What are the top benefits of the Maybank Islamic PETRONAS Ikhwan Visa Gold Credit Card-i?

• Gain 8% cashback at PETRONAS stations on weekends and 1% on weekdays
• Gain 1x TreatsPoints for retail transactions including groceries, EzyPay, insurance, utilities and education
• Comes with Etiqa Mutiara Takaful Plus Plan for protection and investment at RM10 per month
Who is the Maybank Islamic PETRONAS Ikhwan Visa Gold Credit Card-i suitable for?
For those who happen to travel very often along the road, this credit card is best suited for you. When your job requires you to head back and forth between states, it can be easy to use up alot of fuel. With this credit card, at least you get to earn something for all the times you’re pumping petrol at the service stations. Aside from that, it would also be beneficial to those that regularly buy groceries and other retail spendings since you get to receive 1x TreatsPoints.