Maybank Islamic Petronas Ikhwan Visa Platinum Card-i
Shariah-compliant card with 8% cashback at PETRONAS on weekends and 1% on weekdays.
Eligibility
Minimum Monthly Income
RM 5,000 (RM 60,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Profit Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Compensation
RM 50 or 5% of the outstanding amount, whichever is higher
Profit Rate
15%
Features
Get 8% cashback on Petronas spend on weekends and 1% cashback on Petronas spend on weekdays.
1X TreatsPoint for every RM1 spent on education, insurance, utilities and 0% EzyPay transactions (except government bodies/JomPay and e-wallet reloads)). TreatsPoints can be redeemed with vouchers, gifts and airmiles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles).
Collect TreatsPoints on every purchase and redeem them for PETRONAS petrol vouchers for more savings.
Split big purchases into 0% monthly instalments for up to 36 months. For everything else, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer existing credit card debt to your Maybank card at lower interest rates with a longer repayment period.
Comes with Etiqa Mutiara Takaful Plus Plan for protection and investment at RM10 per month.
Benefits
A Shariah-based card
No annual fee and no conditions attached
Non Compounding Charges
Save more with non-compounding charges every month
Maybank TreatsPoints
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Terms and Conditions
Product review by CompareHero
Do you refuel your petrol tank at any Petronas stations? Well, if you have yet to, it’s time to do so! Most of the Maybank credit cards are linked to PETRONAS in which you will be entitled to multiple benefits which you can’t receive if you were to visit any other petrol stations. Curious to know more? Read on!
Gain cashback for all your visits to the petrol station
Not just any other petrol stations, but at PETRONAS is where you will be able to gain cashback up to 8% when you fill up your empty tanks on Saturdays and Sundays. No time to wait until the end of the week? No worries - you’ll still gain at least 1% cashback on other days! Travelling between states can get tiring, not to mention the amount of money spent for fuel, especially with the prices fluctuating every year.
Earn TreatsPoints with your daily spendings
We all spend on regular everyday spendings such as restaurant meals, cinemas and get our dose of retail therapy. Thankfully, with this credit card, you get to get some sort of reward back for all your spendings on groceries, entertainment, dining and retail stores by earning 1x TreatsPoints. Furthermore, any payments made that fall under the categories of utilities, education, EzyPay and insurance, you’ll also receive 1x TreatsPoints. However, you will not gain any TreatsPoints when it comes to government or e-wallet reload transactions.
No annual fees required
Save more without having to pay for annual fees every year with this credit card based on Shariah! Along with earning rewards, you also get to enjoy more savings by not paying a hefty amount every year by simply owning a credit card.
Frequently Asked Questions (FAQ)
How do I apply for the Maybank Islamic PETRONAS Ikhwan Visa Platinum Credit Card-i?
What are the Maybank Islamic PETRONAS Ikhwan Visa Platinum Credit Card-i requirements?
Is there an annual fee for the Maybank Islamic PETRONAS Ikhwan Visa Platinum Credit Card-i?
What are the fees or charges applied for Maybank Islamic PETRONAS Ikhwan Visa Platinum Credit Card-i?
What are the top benefits of the Maybank Islamic PETRONAS Ikhwan Visa Platinum Credit Card-i?
• Receive 8% cashback at PETRONAS stations on weekends and 1% cashback on weekdays
• Receive 1x TreatsPoints for retail transactions including groceries, 0% EzyPay, insurance, utilities and education
• Redeem accumulated TreatsPoints for vouchers, gifts and airmiles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)