Maybank myimpact Visa Signature Credit Card
Track your carbon footprint with Malaysia's first built-in carbon calculator card, and earn 8% cashback on ESG-friendly spending.
Eligibility
Minimum Monthly Income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 25 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Make eco-friendly choices and earn 8% cashback at selected ESG-friendly merchants, including public transport, ride-hailing, EV charging, education, and wellness. Tap to pay with Apple Pay, Samsung Pay, or Google Pay, and you'll earn 0.5% cashback on contactless spend. Both categories are capped at RM35 a month. Note that petrol, airlines, government bodies/JomPAY, e-wallet reloads, cash advance, and utilities don't earn any cashback.
Charge your full travel fare to this card and you're automatically covered with travel insurance of up to RM2 million, including missed flight connections, luggage delays, and baggage loss. You'll also get fast-track immigration at 280+ airports worldwide via Visa Airport Speed Pass, plus round-the-clock assistance through Visa Signature Concierge.
Enjoy interest rates as low as 0% for up to 36 months on big-ticket purchases — just convert them into easy monthly instalments instead of paying it all upfront. For other purchases, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer your existing debts to your new Maybank credit card and enjoy lower interest rates with a longer repayment period.
Stay environmentally conscious by tracking your carbon footprint on every purchase, then offset it with financial contributions to selected reforestation projects. Both features are accessible via the MAE app or Maybank2u website, exclusively with Maybank myimpact credit cards.
Terms and Conditions
Frequently Asked Questions (FAQ)
Are there any limitations on Cashback rewards?
• Transactions for Maybank EzyCash/-i, Maybank EzyPay Plus/-i, Maybank Ezypay/-i, Cash Treats/-i, Cash Advance, Balance Transfer/-i, Quasi Cash
• Payment to JomPay
• FPX transaction – payment to service providers
• Refunded, disputed, unauthorized or fraudulent retail transactions
• Payment for transaction fees, payment for annual card membership fees, profit payments, late payment fees, charges for cash withdrawals
• Any other form of services or miscellaneous fees i.e. legal fees, statement reprint request fees etc
• Spend on petrol, airlines, Government Bodies, utilities and e-wallets reloads