Maybank Visa Signature
5% cashback on petrol and groceries, plus 5x TreatsPoints on overseas retail spend.
Eligibility
Minimum Monthly Income
RM 5,833 (RM 70,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest EPF statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year and spend a minimum of RM30,000 for the subsequent years to get annual fee waiver
Late Payment Fee
RM 25 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
5% cashback on local petrol and groceries spend (everyday)
5X TreatsPoints for every RM1 spent on overseas retail (except petrol, groceries and government bodies spend) and 1X TreatsPoint for every RM1 spent on local retails, utilities, education, insurance and EzyPay instalment (except petrol, groceries and government bodies spend). TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles). Convert every 50,000 TreatsPoints into RM100 cashback with no limits.
Complimentary up to RM2,000,000 of travel insurance coverage.
Get 5% cashback on petrol nationwide, capped at RM88 per month with no minimum spend.
Split big purchases into 0% monthly instalments for up to 36 months. For everything else, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer existing credit card debt to your Maybank card at lower interest rates with a longer repayment period.
Get up to 40% off dining (excludes alcoholic beverages) at selected Marriott Bonvoy Hotels & Resorts in Malaysia for up to 10 diners. Valid until 31 March 2027. Terms and conditions apply.
Benefits
Maybank TreatsPoints
- Convertible to cash at a rate of 50,000 TreatsPoints to RM100 without a capped amount
- Only TreatsPoints earned from expenditure via Maybank Visa Signature card will be eligible for conversion into cash. TreatsPoints from other cards are not allowed to be transferred into a member’s Visa Signature card
- 20,000 TreatsPoints are equivalent to 1,000 Enrich/KrisFlyer/Asia Miles
- Validity of TreatsPoints: 3 years
Visa Airport Speed Pass
- Fast-track immigration at over 280 international airports
- Visit www.airportspeedpass.com for more information on participating airports
VISA Signature Concierge Service
- 24 hours a day, 7 days a week concierge service by Visa Signature. Services are also available via Concierge online
- Direct billing of cost of any goods or services purchased to cardmember’s Maybank Visa Signature
- Visa Signature Concierge Services include: Travel information and assistance, country and major city information, gift and specialty services, business services, and entertainment services
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities, Petrol | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Terms and Conditions
Product review by CompareHero
Immerse yourself in the various lifestyle privileges with the Maybank Visa Signature Card! From cashbacks to earning TreatsPoints, you’ll be surprised at what the Maybank Visa Signature Card has to offer.
Earn TreatsPoints with the Maybank Visa Signature
When you perform dining, shopping and travelling transactions internationally, for every RM1, you get to earn 5x TreatsPoints, while locally it would be 1x TreatsPoints. These TreatsPoints can also be converted from 50,000 TreatsPoints into cashback amounting to RM100, with no maximum or minimum amount.
Receive 5% cashback with your Visa Signature Maybank Card
If you regularly travel out and about with your car or motorbike whether it is for work or leisure purposes, it can be a pain whenever you’re making a trip to the petrol station. Petrol prices are constantly fluctuating, and it’s even worse if you can’t claim the petrol expenses from your company if you’re employed. On top of that, if you’re the sole breadwinner of the family or providing for yourself, you may take frequent trips to the grocery store.
Capped at RM88 monthly, enjoy 5% cashback when you make payments locally with the Maybank Visa Signature Card at any time of the day and week when you stop by a petrol station or grocery store! On the bright side, when you spend more, you also get to save at the same time.
Special Visa Signature Maybank Privileges
Travel overseas without any worries by charging your Maybank Visa Signature card to your air flight tickets and receive travel insurance coverage up to RM2 million. This applies to personal accidents as well as the travel inconvenience coverage, which includes loss or delay of luggage and times when you missed your flight connections.
You will also be entitled to 24/7 concierge service with your Visa Signature Maybank card, including online as well. Some of the services included are business, entertainment, travel information, and so on.
Say no more to long waits at immigration! With your Maybank Visa Signature card, you can go through the immigration department much faster than others at more than 280 airports internationally.
Dine at fancy, fine-dining restaurants located in selected Marriott Bonvoy Hotels & Resorts and receive as much as a 40% discount. Do take note this does not include any beverages involving alcohol.
For being a Maybank Visa Signature cardholder, you will also be entitled to various Maybank benefits. Some of these benefits include multiple options to pay your bill, a credit line that is customized according to the cardholder’s requirements and needs, as well as 24/7 customer service made available to all cardholders.
Frequently Asked Questions (FAQ)
How do I apply for the Maybank Visa Signature Credit Card?
What are the requirements to apply for Maybank Visa Signature Credit Card?
Is there an annual fee for Maybank Visa Signature Credit Card?
What are other fees or charges applied for Maybank Visa Signature Credit Card?
What are the benefits of Maybank Visa Signature Credit Card?
• 5% cashback for all your local petrol and grocery transactions
• 5x TreatsPoints for every RM1 spent on all international retail transactions made for shopping, dining, and travel
• 1x TreatsPoints for every RM1 spent on local retail transactions made for shopping, dining, and travel
• Travel insurance coverage up to RM2 million when travelling overseas
• 24/7 concierge and customer service