Maybank World Elite MasterCard
Maybank's first metal card, offering 16x airport lounge access per year, complimentary global data roaming, and up to RM2 million travel insurance.
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Eligibility
Minimum Monthly Income
RM 15,833 (RM 190,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians and Expatriates
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year. The subsequent year's fee is waived with minimum spending of RM120,000 annually. Otherwise, RM800 annual fee is charged for the Principal Card and RM500 for the Supplementary Card
Late Payment Fee
RM 25 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn 25x TreatsPoints for every RM5 spent overseas, or 10x TreatsPoints for local spend. Note that government body transactions and e-wallet reloads don't qualify for TreatsPoints.
Get 16x complimentary access per year to Plaza Premium First, Plaza Premium Lounge, and Travel Club Lounge. Charge your full flight fare to this card and you're also covered with travel insurance of up to RM2 million, including luggage delay, loss, and flight misconnection. Terms apply.
Enjoy interest rates as low as 0% for up to 36 months on big-ticket purchases — just convert them into easy monthly instalments instead of paying it all upfront. For other purchases, Maybank EzyPay Plus offers low-rate instalments of up to 24 months.
Transfer your existing debts to your new Maybank credit card and enjoy lower interest rates with a longer repayment period.
Principal cardmembers can play at prestigious golf clubs worldwide, subject to a minimum spend of RM8,000 in the previous month, valid until 31 December 2026. You'll also enjoy up to 40% off food and beverages at participating Marriott Bonvoy hotels and restaurants, valid until 31 March 2027, plus round-the-clock support for lifestyle, medical, and cash-related emergencies through Mastercard Concierge Services. Terms apply.
Benefits
Golf Privileges
- Complimentary Green Fees for card members at selected Golf Clubs worldwide
- 10% savings on green fees for guests
- Must make a minimum spend of RM8,000 in the previous month to make golf bookings
- Cardmembers play up to 2 times a month
Minimum paying guest required:
| Malaysia Singapore Indonesia Philippines | No paying guest required |
| Thailand Vietnam Cambodia | One paying guest required |
| Australia China United Arab Emirates Turkey South Africa Spain USA United Kingdom France Portugal Denmark | Two paying guests required |
- Applicable ONLY to the Principal cardmember
- Complimentary golf at world-class golf courses
- Minimum 2 golfers per flight for weekday bookings
- Minimum 3 golfers per flight for weekend bookings
- All bookings must be made via Maybank Group Customer Care only
- Cardmembers will not be granted access rights without prior bookings
- Up to 4 principal cardholders for complimentary green fees for a selected country
- Offers are subsidised by Maybank and not direct offers from Golf Clubs
- Subject to charges for buggy, caddie, turf mate, locker fee and/or insurance at walk-in rates
Access to Plaza Premium Lounge
16x complimentary access per annum at Plaza Premium First, Plaza Premium Lounge and Travel Club Lounge. Check out the list of participating airport lounges.
Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges
- Up to 40% savings for premium cardmembers for a maximum of 10 diners at participating hotels
- Up to 30% savings for other Maybank cardmembers for a maximum of 10 diners at participating hotels
All-Day Dining at Participating Restaurants:
- 40% off food and non-alcoholic beverages for premium cardmembers
- 30% off food and non-alcoholic beverages for ALL OTHER cards
Speciality Restaurants:
Up to 30% off food and non-alcoholic beverages for ALL cards
Other Restaurants:
15% off food and non-alcoholic beverages for ALL cards
Mastercard Airport Experiences provided by LoungeKey
Savour hundreds of dining offers and specially curated dining experiences, enjoy exclusive savings at top participating retailers as well and go on spa treatments before boarding.
For USD32 per person per visit, you will enjoy lounge access to more than 1000 lounges in over 500 airports worldwide.
Visit airport.mastercard.com and/or download the Mastercard Airport Experiences mobile app from the Apple Store or Android Market to easily search for participating lounges, as well as view exclusive offers from top airport dining, spa and retail merchants.
Mastercard Global Service
Emergency contact for any card-related needs 24 hours a day, 365 days a year. For help within Malaysia, call the bank at 1-800-804594. If in an emergency overseas, call 1-636-722-7111 or one of the toll-free numbers listed under Global Emergency Contacts.
MasterCard Concierge Services
Mastercard Concierge Services includes lifestyle, referral and reservation concierge services, international medical and emergency assistance services, and international travel assistance services.
Travel Insurance Coverage
Up to RM2,000,000 Travel Insurance when you charge the ticket to your card. Exclusive to cardmembers.
- Travel Personal Accident Insurance: Up to RM2,000,000
- Flight Misconnection: Up to RM1,000
- Luggage Delay: Up to RM1,000
- Lost Luggage: Up to RM3,000
Maybank TreatsPoints
- Overseas spending: 25x TreatsPoints
- Local spending: 10x TreatsPoints
- Education Institutions: 1x TreatsPoints
- Insurance Providers: 1x TreatsPoints
- Utilities: 1x TreatsPoints
- 0% EzyPay: 1x TreatsPoints
- E-Wallet Reloads: No TreatsPoints
- Government Bodies/JomPAY/FPX: No TreatsPoints
Product review by CompareHero
Ever needed a credit card you could take with you as you travel around the world? Well, the Maybank World Elite Mastercard offers a wide variety of benefits and privileges for you to enjoy while you are hopping from one country to another!
Earn Maybank TreatsPoints
The Maybank World Elite Mastercard allows you to earn 1x TreatsPoints when you swipe your card for all utilities, insurance, education institutions, EzyPay and petrol transactions.
The Maybank World Elite Mastercard lets you fill your passport with stamps from all around the world with its awesome rewards! By simply spending with your Maybank World Elite Mastercard, you get to enjoy free flights when you accumulate all of your Treats Air Miles.
For every RM5 made internationally or locally on retail purchases with the Maybank World Elite Mastercard, you will earn 25x TreatsPoints when you spend overseas and 10x TreatPoints when you spend in Malaysia. The best thing about the Treats Air Miles? They never expire! So you can start accumulating the Treats Air Miles until you earn enough to convert them into Enrich Miles, which enables you to redeem free flights.
Receive exclusive travel benefits from your Maybank World Elite Mastercard
With the Maybank World Elite Mastercard, you will be entitled to receive 16 complimentary passes at participating Plaza Premium First, Plaza Premium Lounge and Travel Club Lounge all over the world. At these premium lounges, you get to enjoy all the free refreshments offered alongside the various facilities.
Planning a trip to Tokyo, Seoul, Shanghai, Beijing, Hong Kong, Taipei, Perth or Melbourne with Malaysia Airlines? Cardmembers with a minimum spend of RM150,000 can enjoy an exclusive Buy 1 Get 1 Free Business Class Ticket. To make your journey even more rewarding, you can also enjoy at least 25% off at Agoda for your hotel bookings. Here are the terms and conditions for more details.
Not only that, but you also receive travel insurance coverage when you travel internationally. For as high as RM2 million, you can travel with ease and not worry about any mishaps such as delayed or lost luggage, as well as missed flights, under the category of travel inconveniences.
Furthermore, when you are having trouble regarding your car rentals and booking fees, to name a few, you can contact the 24-hour concierge services while you’re travelling.
Premium privileges with the Maybank World Elite Mastercard
If you are a regular golfer, all the more reason for you to enjoy owning the Maybank World Elite Mastercard. Gain access to top premium golf country clubs at more than 100 selected clubs all around the globe.
Feel free to bring along guests to receive a 10% discount on the green fees, too! Bear in mind that during the previous month, you would have to spend a minimum of RM8,000 to redeem the complimentary green fees. Terms apply!
The Maybank World Elite Mastercard also offers up to a 40% discount when you dine at participating Marriott Bonvoy hotels and resorts, applicable for up to 10 guests per table.
Frequently Asked Questions (FAQ)
How do I apply for the Maybank World Elite Mastercard?
What are the fees or charges applied for Maybank World Elite Mastercard, if any?
What are the benefits of the Maybank World Elite Mastercard?
What are the requirements for Maybank World Elite Mastercard?
How much is the annual fee for Maybank World Elite Mastercard?
The annual fee will not be waived for supplementary cardholders, instead, you will be charged with RM500 every year.