OCBC 365 MasterCard
Earns 10x OCBC$ on weekend shopping, dining and grocery spend.
Get a Apple iPad Air M4 worth RM 3,499when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum Monthly Income
RM 4,000 (RM 48,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First year free, and waived in the subsequent years when you meet an annual spend of RM20,000
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Earn 10x OCBC$ on Shopping, Dining and Grocery spending on weekends and 5x OCBC$ on Shopping, Dining and Grocery spending on weekdays. Earn unlimited 1x OCBC$ on Utility, Petrol and Insurance. With a validity period of 5 years, there's plenty of time to redeem a range of exclusive rewards.
Convert big purchases into manageable instalments, with a one-time handling fee as low as 2% for tenures of up to 20 months.
Transfer credit card balances from other banks to an OCBC card with interest rates as low as 2.88%, with no one-time processing fee.