OCBC Premier Voyage MasterCard
An elite travel card for OCBC Premier members. Earn non-expiring Voyage Miles, enjoy 4x lounge access, and get up to USD 1M travel insurance.
Eligibility
Minimum Monthly Income
N/A
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
OCBC Premier Banking members*
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year, valid until 31 December 2026 and spend a minimum of RM80,000 for the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Fast-Track Global Rewards with No Expiry
Make every single journey more rewarding. The OCBC Premier Voyage Mastercard accelerates your points accumulation by giving you 1 Voyage Mile for every RM5 spent locally and an upgraded 1 Voyage Mile for every RM3 spent overseas. Because your miles never expire, you can accumulate them at your own pace and instantly redeem them for any flight, on any airline, to any destination with absolute freedom from blackout dates.
Premium Lounge Access and USD 1 Million Travel Protection
Travel in absolute comfort and security. The OCBC Premier Voyage Mastercard grants you 4x complimentary entries per year to the world-class Plaza Premium Lounge at KLIA, where you can unwind with gourmet dining, free-flow beverages, and premium amenities. Plus, jet off with complete peace of mind with automatic, comprehensive global travel insurance coverage of up to USD 1 million when you book your flights with the card.
OCBC Easy Payment Plan
Take the pressure off your wallet. With the OCBC Easy Payment Plan (EPP), you can easily split your larger retail purchases of RM500 or more into predictable monthly instalments. Choose between flexible repayment timelines of 5, 10, or 20 months, all featuring a highly competitive one-time upfront handling fee that starts as low as 2%.
OCBC Balance Transfer Programme
Take control of your spending and lifestyle effortlessly. With the OCBC Balance Transfer Programme, you can easily consolidate outstanding high-interest balances into structured 6- or 12-month repayment terms starting at a highly competitive 2.88% p.a. flat rate.
24/7 Voyage Exchange Concierge
Hand your daily logistics over to the elite. No more stressing over vacation itineraries or booking hard-to-get tables. Your dedicated 24/7 Voyage Exchange concierge is just a phone call away, delivering premium, personalized lifestyle management from end-to-end travel mapping and VIP concert ticketing to bespoke personal shopping services.