OCBC World MasterCard
Earns 1.0% cashback overseas and 0.5% locally, unlimited, with lounge access.
Eligibility
Minimum Monthly Income
RM 8,333 (RM 100,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year and spend a minimum of RM40,000 for the subsequent years to get annual fee waiver
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
1.0% Cashback for overseas spending and 0.5% Cashback for local spending.
2X access to KLIA Plaza Premium Lounge and up to RM2,000,000 travel insurance.
Convert big purchases into manageable instalments, with a one-time handling fee as low as 2% for tenures of up to 20 months.
Transfer credit card balances from other banks to an OCBC card with interest rates as low as 2.88%, with no one-time processing fee.
Cardholders get 2 complimentary visits a year to the KLIA Plaza Premium Lounge, with access to food and beverages, entertainment, and a 24-hour concierge service for booking needs.