Best AmBank Credit Cards

Frequently Asked Questions on AmBank Credit Cards

Find some of the most common questions about AmBank credit cards below.

What are the top benefits of AmBank Credit Cards?
AmBank Credit Cards come with different types of rewards to fit your spending habits. It includes promotion and privileges in dining, grocery, travel, and entertainment on top of Cashback, Airmiles, and Reward Points. Furthermore, you can collect AmBonus points from AmBank's partners and redeem for free purchases of vouchers, household items, electronic goods, and other lifestyle products.

AmBank Credit Card eligibility
Be at least 21 years old (and 18 years old for supplementary card holder). And, earn minimum income of RM2000 monthly for AmBank Platinum cards.

What is Quick Apply?
Quick Apply is a feature on AmOnline that will allow you to easily apply for a new credit card.

Who can apply for a Credit Card via AmOnline?
Provided that eligible customers must have an AmOnline account, they can apply for a new credit card. If you do not have an AmOnline account, you may refer to FAQ First Time Sign-On to register for one.

How do I apply for a New Credit Card through AmOnline?
If you don’t have any Credit Card with AmBank or already have Credit Card but applying for another Credit Card type. (ie: Applying for AmBank Islamic Credit Card when you already have conventional Credit Card), you can apply for a New Card by completing the following steps:
• After login into your AmOnline, select “Apply” then click on “Apply Credit Card”
• State your Monthly Salary & select your preferred Card Features
• Select Credit Card
• State your Personal Details
• State your Employment Details
• State Supplementary Card Details (Optional)
• Select your Card Delivery Address
• Upload necessary Documents
• Confirmation page, Request TAC & Submit
• Acknowledgment & Save Receipt

If you already have Credit Card and want to apply for another Credit Card with the same Credit Card type, you can Add a New Card by completing the following steps:
• After login into your AmOnline, select “Apply” then click on “Apply Credit Card”
• Click After login into your AmOnline, select “Apply” then click on “Apply Credit Card”
• State your Monthly Salary & select your preferred Card Features
• Select Card type (This has to be of the Same Entity as the Existing Card)
• Select your Card Delivery Address
• Confirmation page, Request TAC & Submit
• Acknowledgment & Save Receipt

What happens if I leave my card application on draft?
Applications that are left in the status of “Draft” or “Pending Documents” for more than 2 days since the application creation date will be updated by the system as “Expired”.

What happens when my application status has expired?
In this case, your application has not been processed. If you still wish you apply for a credit card, you will need to restart the entire application process.

How long will it take for my application to be approved?
Your credit card application could take up to 1 week on a best effort basis to process for approval.