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8x points on petrol
Petronas Maybank Visa Gold
Petronas Maybank Visa Gold

Petronas Maybank Visa Gold

RM 2,500Min. Monthly Income
RM 0Annual Fee
15% p.aInterest Rate

Earn 8x TreatsPoints on PETRONAS petrol and groceries every weekend. No annual fee.

Eligibility

Minimum Monthly Income

RM 2,500 (RM 30,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Malaysians and Expatriates

Documents required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest BE Form with official tax receipt
  • Latest 3 months salary slip
  • Latest 6 months bank statement

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for life

Late Payment Fee

RM 25 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Features

  • 8X TreatsPoints for every RM1 on weekend spending at Petronas, 8X TreatsPoints for every RM1 on weekend grocery spending. 5X TreatsPoints for every RM1 on weekday spending at Petronas and 1X TreatsPoint for every RM1 on utilities, education, insurance and 0% EzyPayCollect. TreatsPoints and use them to redeem PETRONAS petrol vouchers and air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles).

  • Split big purchases into 0% monthly instalments for up to 36 months. For everything else, Maybankard EzyPay Plus offers low-rate instalments of up to 24 months.

  • Transfer existing credit card debt to your Maybank card at lower interest rates with a longer repayment period.

Product review by CompareHero

Do you happen to be on the road most of the days during the week? If you frequently travel back and forth nationwide, we highly recommend you take advantage of the PETRONAS Maybank Visa Credit Card, created in conjunction with a collaboration between PETRONAS and Maybank to bring more value for their loyal customers.

Earn Maybank TreatsPoints with the PETRONAS Maybank Visa

Who doesn’t love to be rewarded for every time you spend? When you make purchases at retail stores, restaurants or any entertainment outlets, for every RM1, receive 1 TreatsPoint. However, if you spend on groceries during the weekends, you get to receive as high as 8x TreatsPoints! Those regular grocery trips during the weekends are even more worth it now with the PETRONAS Maybank Visa.

Of course, this credit card isn’t called a PETRONAS credit card without the perks of fueling petrol at their service stations. During the weekdays, you can receive up to 5x TreatsPoints when you pay using your PETRONAS Maybank Visa, while on weekends you get up to 8x TreatsPoints. If your petrol consumption is pretty high no matter what day it is during the week, then you’ll be able to collect enough TreatsPoints to be entitled on receiving complimentary benefits.

You might be worried if there’s an expiry date for all the accumulated points you’ve collected over the years. Fortunately, these points never expire - so you can continue to save your points in order to reach the right amount to redeem rewards, including flight tickets, petrol as well as other products such as travel accessories and home appliances.

Indulge in the free benefits

With the PETRONAS Maybank Visa credit card, you’ll get to reap the benefits that are totally free. What do we mean by free? Well, if you collect enough Maybank TreatsPoints, you can convert them and redeem free petrol! Other than that, you’ll also receive complimentary flights when you make transactions using your Maybank PETRONAS credit card. Another freebie you’ll enjoy is the annual fees - you won’t be charged at all!

Frequently Asked Questions (FAQ)

How will I be able to apply for the Maybank PETRONAS Visa Gold?
Apply directly on our website to receive your Maybank PETRONAS Visa Gold. In a few simple steps, you can apply online by filling in all your details. Then, we will process it for you immediately.
What are the Maybank PETRONAS Visa Gold requirements?
To be eligible for the Maybank PETRONAS Visa Gold, the minimum annual income requirement is RM2,500 or RM30,000. The minimum age requirement is 21 years old if you are planning to apply for the principal card. If you are at least 18 years old, you can apply for the supplementary card.
Is there an annual fee for the Maybank PETRONAS Visa Gold?
Thankfully, there are absolutely no annual fees for both the principal and supplementary Maybank PETRONAS Visa Gold! There are no terms and conditions imposed as well in order for cardholders to be entitled to the zero annual fees.
What are the fees or charges applied to the Maybank PETRONAS Visa Gold?
There are no annual fees, but they are other charges such as a late payment fee and cash advance fee. Late payment fees only apply if you have any unpaid balance. For cash advance fees, it will be 5% from the total cash advance amount with an 18% interest charge imposed annually.
What are the top benefits of the Maybank PETRONAS Visa Gold?

• 8x TreatsPoints for transactions made at PETRONAS service stations and grocery stores during the weekends
• 5x TreatsPoints for transactions made at PETRONAS service stations during the weekdays
• 1x TreatsPoint for transactions made under the categories of shopping, entertainment outlet and dining
• Redeem free air flight tickets (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles) and petrol
• No annual fee for a lifetime
Who is the Maybank PETRONAS Visa Gold suitable for?
If you’re a working adult working from 9-5 Monday to Friday, then you probably only have time for groceries during the weekends, which makes the PETRONAS Maybank Visa suitable for you to be rewarded while you spend your money away. Plus, no matter you refuel your petrol during the weekdays or weekends, you are entitled to receive some rewards too. A great perk if you happen to be travelling across the country regularly while you’re working or simply for leisure.